Thomas Ray

Name: Highlands Residential Mortgage, Ltd. - Allen, TX
Address: 420 The Parkway Suite H-2, Greer, South Carolina, 29650
Telephone: +1-864-525-1110
Rating: 4.97

Branch Manager

Highlands Residential Mortgage, Ltd. - Allen, TX

4.97

(170)

Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More

Contact Info

https://www.highlandsmortgage.com/agents/thomas-ray/

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

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4.97

(170)

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I purchased my current home with a mortgage from this company a few years ago then recently refinanced with them. The process was easy and efficient. The employees here are kind and understanding of any issues you might have when financing...

Reply from Thomas Ray

June 16th, 2026 07:56 PM

Thank you so much!! Happy to help!

Excellent service with the firm and the law firm. Could not have been better. My wife took them banana bread and trail mix afterwards! Phil Thrailkill

Reply from Thomas Ray

June 16th, 2026 07:56 PM

Thank you so much!! Happy to help!

I have used Benchmark Mortgage twice now (once for home purchase and once for refinance) and they were excellent both times! I just refinanced my home with the help of Thomas Ray and it could not have been easier. I barely had to do anything...

Reply from Thomas Ray

June 16th, 2026 07:56 PM

Thank you Sarah. I greatly appreciate and value your business. I know you have always have a choice.

Very professional organization. Entire staff is very friendly and helpful. Bonus that the rate was the best I found. If you are looking for an easy mortgage process look no further than Benchmark.

Reply from Thomas Ray

June 16th, 2026 07:56 PM

Thank you Jason. It is always a pleasure to do business with someone as efficient, clear, and decisive as yourself.

I had a difficult purchase that was outside of traditional loan guidelines. Thomas, Connie, and their crew really made it happen and structured my loan in a way that got me the best possible rate. they did a job that others could not do.

Reply from Thomas Ray

June 16th, 2026 07:56 PM

John, it was my pleasure. Your attitude throughout this process was outstanding.

Everyone at Benchmark Mortgage is fantastic to work with. They made our first home buying experience easy. The process went smoothly and they were in constant contact with us the entire time. Thank you all for everything you did for us.

Reply from Thomas Ray

June 16th, 2026 07:56 PM

I am so glad I could be part of the purchase of your first home. I hope it brings many fond memories.

Tom worked very hard for us despite some external glitches along the way. If I ever need another house I would certainly want to go back to him. His team was all-around excellent as well. Thanks guys!

Thomas and his team were fantastic with my refi. Gave me all my options and kept me informed all along the way. Highly recommend! Will definitely use them again and send all my family and friends to them.

Reply from Thomas Ray

June 16th, 2026 07:56 PM

Thank you Paul!!

Thomas is a amazing to work with and he was there every step of the way. Now I will tell ya it took us longer to find the perfect house for us but it was well worth it in the end. Thomas went over and beyond what he had to do to help us out...

Fantastic experience with Benchmark. Very professional. I would recommend them

Reply from Thomas Ray

June 16th, 2026 07:56 PM

Thank you Rodney!

141–150 of 170

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Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Mortgage Loan Application Assistance

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Time Zone

Eastern Standard Time (EST)

Licenses

NMLS# 171228

Disclaimer

An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.