Thomas Ray

Name: Highlands Residential Mortgage, Ltd. - Allen, TX
Address: 420 The Parkway Suite H-2, Greer, South Carolina, 29650
Telephone: +1-864-525-1110
Rating: 4.97

Branch Manager

Highlands Residential Mortgage, Ltd. - Allen, TX

4.97

(170)

Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More

Contact Info

https://www.highlandsmortgage.com/agents/thomas-ray/

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

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4.97

(170)

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This company was amazing they tell you everything up front and are honest really good people highly recommend

Reply from Thomas Ray

June 16th, 2026 07:56 PM

Thank you so much. We are so grateful we were able to help you with a smooth and successful closing. Congratulations!

Our experience was absolutely awesome!!!! Great people!!! We would highly recommend this group for sure to anyone needing a mortgage.

Reply from Thomas Ray

June 16th, 2026 07:56 PM

Thank you so much. We are so happy you were pleased with our process. Congratulations!

Working with the team at Benchmark was a dream. The communication was excellent and questions always answered throughly and promptly. They were invested in getting us the best rates and choosing the best loan option for our family. The team...

Reply from Thomas Ray

June 16th, 2026 07:56 PM

Thank you so much. It was our pleasure.

Thomas and team were fantastic. The whole process was smooth and they were there to answer any questions we had, day or night. They went above and beyond every step of the way. I would highly recommend Benchmark Mortgage to everyone!

Reply from Thomas Ray

June 16th, 2026 07:56 PM

Thank you Zac. I enjoyed working for you.

Wonderful experience with Thomas, Erika, Bobby and Holden! They kept us informed every step of the way and fought for us to close quicker than expected. They also coordinated everyone to change our original closing date since our son was having...

Reply from Thomas Ray

June 16th, 2026 07:56 PM

Thank you so much, Alana!! We are so happy everything went well. We appreciate your partnership.

Thomas Ray and his team exhibited a high level of efficient competence throughout our loan process. They did an outstanding job of communicating what to expect at every step of the process. He answered every question I had along the way promptly...

Thomas Ray and the entire Benchmark team went above and beyond helping us during the entire process of buying our home. We apprecicate everyone assisting us and making out first home buying experience great.

Reply from Thomas Ray

June 16th, 2026 07:56 PM

Thank you Shelley. I was honored that you chose me as your mortgage lender. I sincerely hope that you are enjoying your home and making many happy memories.

I wish I could give a six star review to Benchmark Mortgage, the Greenville branch! Getting approved a loan and going through the house buying process is not easy, however, Benchmark makes it as smooth as possible. All of the staff at Benchmark...

We had a great experience working with Thomas and Erica at Benchmark Mortgage. They were very thorough and helped us through the entire process of buying our first home. With interest rates rising, they worked quickly in order to lock in the...

I refinanced my home with Thomas and it was a very easy transaction! Thomas and Erika did a wonderful job of answering all my questions and directing me through the process.

121–130 of 170

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Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Mortgage Loan Application Assistance

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Time Zone

Eastern Standard Time (EST)

Licenses

NMLS# 171228

Disclaimer

An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.