Thomas Ray
Branch Manager
Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Thomas and his team are the best! We closed in 20 days. This was our first home and our nerves were thru the roof but Thomas and his team made it a breeze of a process for us!
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you for this great review. We enjoyed working for you. You made us look good by being prompt and thorough.
Sincerely,
Thomas Ray
He is very good.
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Lal. Thank you for this review. I was honored to be part of your Home buying team. Sincerely, Thomas
Thomas and his team were very pleasant and sure easy to work with. They answered any questions very quickly.
Reply from Thomas Ray
June 16th, 2026 07:56 PM
You were both great to work with yourselves. I hope you love your new home!
The constant updates and reminders
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you so much. It was my pleasure.
The communication and care shown with every call. There was also offers made to complete aspects in person. Every request for information was provided with an explanation of why the information was needed. I was kept in the loop during all...
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
It was a privilege to be your lender of choice. Thank you. I hope you have many fond memories in your new home.
Very thorough during the whole process. Quick to respond and very detailed.
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Loved being your lender. Thank you for choosing me. :)
If I could give Thomas Ray and Holden Groce a million stars I would. They have been INCREDIBLE to work with. In less than a year they helped us increase our credit scores dramatically and got us qualified to buy a house when we had been trying...
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
This review means the world to me. Helping you, your family, and families like yours is exactly what keeps me in the mortgage business. You were a pleasure to work with and I am so glad you are happy.
Thomas is very knowledgeable, as a 1st time buyer I knew nothing and he was very patient with me. Him and his team worked flawlessly all the way to closing, I was even able to close on my house 11 days earlier than scheduled. Thomas and his...
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
You were such a pleasure to work for. Thank you for being so diligent and thorough with all of your documents. I was happy to be part of your team.
The team at Benchmark Mortgage is AMAZING! My husband and I were first-time home buyers and they made the process so smooth. Thomas was amazing by explaining everything to us and his team was fantastic answering questions in a timely manner....
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you so much, Brittany!
Thomas Ray has received a review with 5 star rating from Tom F
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you very much. It was great working for you.
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About
Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Mortgage Loan Application Assistance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 171228
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