Thomas Carson
Branch Manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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After an extremely bad experience with another mortgage company, I am happy to say our loan was processed and funded so easily! Thomas is very knowledgeable about the products he presents. We went the route of an AI-generated HELOC. I never...
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We had a unique situation that no other company was able to handle. Thomas was able to assist our situation and get us the funds we needed to complete our transaction.
I recently worked with Thomas to secure a Home Equity Line of Credit (HELOC), and the experience was outstanding. From our first interaction, Thomas demonstrated a deep understanding of the HELOC process and patiently explained all the details...
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Working with Tom was a breeze, he matched us with Figure. Florida licenses are difficult to run in this system .With patience and a sense of humor we managed to complete the loan.We have plans to work with Tom, in the near future when refinancing....
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Reply from Owner
June 24th, 2024 12:00 AM
Maddy, by far this was the hardest HELOC I have ever completed. But you're right, we had some laughs and got to the end. Thank you for everything again!
Tom was great from start to finish (which was quick). He's very knowledgeable and explained everything. Highly recommend and will be working with him going forward
Reply from Owner
June 24th, 2024 12:00 AM
Thank you for choosing West Capital Lending and Kev, the pleasure was all mine. This loan was easy and a breeze to write as much as the process was to you! We will be talking soon, take care
Thomas is exceptional, precise and very pleasant to work with. He's knows his business and makes the process as seamless as possible. A true professional.
Reply from Thomas Carson
June 30th, 2026 02:32 PM
Thank you Nick! I can say the same- it was a pleasure to work with you too, and thank you for the review
I called Advantage First and was immediately greeted by Thomas. I informed him of my plan to refinance and we began the process . We spoke at length about my plans and he answered all of my questions along the way. Thomas was extremely knowledgeable...
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Reply from Owner
September 6th, 2022 12:00 AM
We appreciate you choosing AdvantageFirst Lending for your loan, and we are glad Thomas provided a great lending experience!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Down-payment assistance
USDA, VA, FHA, Conventional
Purchase and refinance
Investment properties
Commercial, bank statement, 1099, P&L, stated income, foreign national
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Positions
- West Capital Lending - Branch ManagerApr 1st, 2024 - Current
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #2096465
- CO, AZ, OR, WA, ND, TX, MI, IA, PA, FL
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing