Alessandra “Ally” Palacios

Name: Lumin Lending
Address: 18301 Von Karman Ave ste 820, Irvine, California, 92612
Telephone: +1-949-278-9794
Rating: 4.99

Sr. Mortgage Broker

Lumin Lending

4.99

(412)

Contact Info

https://luminlending.com/

Location & Business Hours

Business Hours

Wed

8 AM to 5 PM(Open now)

Thu

8 AM to 5 PM

Fri

8 AM to 5 PM

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4.99

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4.99

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5.0

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We started out refinancing with another lender. Reached out to Zillow and received much better rates and fees, and an amazing mortgage advisor! Definitely recommend Ally, and am trying to convince friends to refi with her!

What a wonderful person to work with. Very attentive! Alessandra paid attention to details, answered all questions and was patient and more importantly kind. Highly recommended!

There is no one better than Alessandra. She is on top of her game and really works for you!Alessandra's style is great! Extremely easy to talk too, you can ask her a lot of questions, and she is super smart. She will walk you through all the...

Reply from Owner

April 8th, 2021 12:00 AM

Justin, thank you so much! It was fun working with you and you even had a new addition to your family during the refinance. So exciting!

I'm not sure how she does it, but Alessandra made refinancing (dare I say) FUN. She's so personable, understanding, informative, and she is a truly excellent communicator. Not to mention my new rate is embarrassingly low and her estimates were...

I have never worked with a person who always had my back. If not for her help, which was always available, I don’t think I would have been able to complete my new loan. She was in constant contact with me every step of the way. And I can’t...

Alessandra is without a doubt the best mortgage officer I have ever worked with. This was a difficult refinance situation, dropping an entire income from the qualification. She never wavered in her determination to not only get me qualified,...

Alessandra was very professional, passionate, and knowledgeable of her craft. she was always available when I had questions and was very informative and patient with me. Alessandra's initially quotes and estimates were spot on when compared...

Alessaandra was a complete joy to work with. She was knowledgeable, courteous, compassionate, treated me like family through the process. I was terrified of the refinancing process and she walked me through the entire process effortlessly,...

In addition to a terrific sense of humor, she is efficient, knowledgeable, easy to discuss issues with, and quick to follow-up on everything. We have done several refinancings and this one was the most efficient and surprisingly quickest. All...

Alessandra is so nice. Personable, responsive and just a really great person to work with. The Zillow team put together a very good refi plan and the process was easy. But, for some reason, the mortgage industry seems to have an pension for...

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About

Alessandra Palacios is a top-producing Loan Officer with 17 years of experience in sales. She loves helping clients achieve their homeownership and financial goals. Known for her expertise in structuring complex loans, guiding first-time buyers, and securing competitive financing, she has consistently ranked among the industry’s highest performers. Alessandra’s commitment to client success, combined with her deep market knowledge and strong lender relationships, has made her a trusted advisor to both homebuyers and real estate professionals alike.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Construction Loan

Home Equity Loan

Mortgage Refinance

Reverse Mortgage

Home Purchasing Assistance

Mortgage Rate Shopping Assistance