Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level ... Show More
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We were referred to Terry after our previous lender had made a major mistake, and found ourselves in a time crunch to get approved for a mortgage. Terry was very responsive and we were able to get everything taken care of in a very efficient...
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Mr. O'Neill was so easy to work with and made the process speedy and efficient!
Terry was great to work with and quick to respond to questions. Fantastic experience.
Terry was very quick to respond and very helpful throughout the entire loan application process. He helped me understand and navigate loan options as a first time home buyer and went above and beyond to help me secure my loan. I would highly...
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Thank you Terry!
The whole the process. I had no issues at all everything was smooth . Easiest house loan i can ever get it
Terry is professional, knowledgeable and great to work with. He will walk you through the process without a hitch. This is why I have gone to Terry multiple times in the past and will continue to go back to him with all my mortgage needs.
Terry and his office were always quick to answer our many questions. We were first time homebuyers and we had many dumb questions but he was patient and transparent.
Terry was always available and willing to help. Whether it was during the work day, after hours, weekend or holiday, Terry and his team gave the same level of excellent and professional service. We explored a variety of scenarios and loan amounts,...
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Terry made our loan experience an easy process and was available for all our questions at any time.
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About
Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level of professionalism regardless of their situation. Terry always try to exceed customer expectations while delivering our services with exceptional integrity!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454671
- NMLS # 1518489
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org