

Terry Kernan
Vice President | NMLS 536287

Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry h... Show More
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Terry always takes time to education buyers and come up with a custom plan to help
Terry went above and beyond in his service to me and my family on the construction of our new home. This was a brand new loan structure to us and he not only provided service as our loan officer but also educated us throughout the process.
Terry always personalize his service that makes you feel safe by taking time with his attention to detail of what’s always going on with the process of the loan.
Upfront and honest
Excellent communication.
Terry and Missy were great. From the very beginning all my questions were answered in a timely manner and professionally. All promises were kept and everything went smoothly. Closing on two homes one day after another provided additional challenges...
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Mr. Terry Kernan was wonderful to work with. He was professional, transparent, kind and very knowledgeable. He made the process of closing on a construction loan seamless.
Excellent communication (mostly between Terry & my husband Daniel), I've had the pleasure of sitting back while everything has happened timely and smoothly. All requests & instructions very clear & easy to follow. No issues or hold ups, very...
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Terry is very knowledgeable and patient. Missy was great to work with too.
Terry kept in communication with us and always responded promptly. Professional, courteous, and will definitely use again if I have any other mortgage needs
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About
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 536287
Disclaimer
Company NMLS 421593. All loans subject to credit approval.