

Terry Kernan
Vice President | NMLS 536287

Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry h... Show More
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Terry did a great job helping me through the process of being a first time home buyer.
During our initial contact, Terry answered all my questions regarding a land purchase and construction loan. He then sent me a link to Presidendial’s portal where we were able to submit, review and sign everything online. Terry’s whole team...
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Terry’s provided very clear and easy-to-understand explanations of different aspects of our loan and the overall process for obtaining our financing. I am grateful for his assistance and would recommend him highly to any prospective buyer.
Very easy process and we received detailed information from Terry. He is wonderful to work with!
Everyone was very communicative and answered all of my questions. I felt that I had someone working with me through out the entire process and never felt uncomfortable moving forward.
Terry was always available and worked quickly :)
Terry provides professional and courteous service that exceeds expectations every occasion. He is consistently a reliable resource for our banking needs.
👍👍👍👍👍👍👍👍👍👍👍
Terry is amazing and I will be recommending him to all my friends and family!
Terry is very knowledgeable and explains things very clearly and completely. I feel Terry has our best interests in mind.
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About
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 536287
Disclaimer
Company NMLS 421593. All loans subject to credit approval.