Terry Kernan 's Cover Image
Terry Kernan  - Vice President | NMLS 536287 in Frederick, MD

Terry Kernan

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Vice President | NMLS 536287

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Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland. Terry h... Show More
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Reviews from Web
  • SFTP
    K
    Kevin S
    Fairfield, PA
    Posted on December 3rd, 2021 07:03 PM
    Terry did a great job helping me through the process of being a first time home buyer.
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    George V
    Emmitsburg, MD
    Posted on December 1st, 2021 11:33 PM
    During our initial contact, Terry answered all my questions regarding a land purchase and construction loan. He then sent me a link to Presidendial’s portal where we were able to submit, review and sign everything online. Terry’s whole team...
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  • SFTP
    M
    Maureen P
    Emmitsburg, MD
    Posted on December 1st, 2021 11:16 PM
    Terry’s provided very clear and easy-to-understand explanations of different aspects of our loan and the overall process for obtaining our financing. I am grateful for his assistance and would recommend him highly to any prospective buyer.
  • SFTP
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    Starlynn S
    Woodbine, MD
    Posted on December 1st, 2021 12:45 AM
    Very easy process and we received detailed information from Terry. He is wonderful to work with!
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    Margaret S
    Delmar, MD
    Posted on November 28th, 2021 05:20 PM
    Everyone was very communicative and answered all of my questions. I felt that I had someone working with me through out the entire process and never felt uncomfortable moving forward.
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    J
    Jennifer W
    Mount Pleasant, SC
    Posted on November 27th, 2021 09:02 PM
    Terry was always available and worked quickly :)
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    Nicholas C
    Myersville, MD
    Posted on November 27th, 2021 01:46 PM
    Terry provides professional and courteous service that exceeds expectations every occasion. He is consistently a reliable resource for our banking needs.
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    M
    MELANIE G
    ALEXANDRIA, VA
    Posted on November 27th, 2021 05:09 AM
    👍👍👍👍👍👍👍👍👍👍👍
  • SFTP
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    Chad B
    Germantown, MD
    Posted on November 26th, 2021 11:26 PM
    Terry is amazing and I will be recommending him to all my friends and family!
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    Andrew P
    Bethesda, MD
    Posted on November 26th, 2021 10:05 PM
    Terry is very knowledgeable and explains things very clearly and completely. I feel Terry has our best interests in mind.
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    About
    Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland. Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 536287
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.