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Guild Mortgage - Terry Heffner
District Manager | NMLS# 95796
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Reviews from Web
Thank you for all your help! Terry and Hannah know the area very well and were able to make great recommendations and explain the process in a way that made sense to a first time buyer
Reply from Terry Heffner
June 1st, 2026 02:33 PM
I'm pleased to know that Hannah and I could assist you with valuable recommendations and a clear explanation of the process, Marissa. It’s great to hear that we could help make your first-time buying experience smoother. If you have any more...
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Guild Mortgage - Terry Heffner has received a review with 5 star rating from Robbin L
Reply from Owner
July 29th, 2026 02:57 PM
Thank you for the great rating, Robbin! We appreciate your support and are here if you need any assistance.
Amy Johnson did my lone
SHE IS AMAZING!!!!!!!
Reply from Terry Heffner
June 1st, 2026 01:12 PM
I really appreciate the feedback and am looking forward to working with you again.
Guild Mortgage - Terry Heffner has received a review with 5 star rating from Carey F
Reply from Owner
July 29th, 2026 02:57 PM
Thank you for your positive rating, Carey! We appreciate your support and are here if you need anything in the future.
Terry and Amy amore incredible to work with! Theyre Incredibly knowledgeable, patient, and excellent at what they do!!
Reply from Terry Heffner
May 29th, 2026 08:37 PM
I'm grateful for your kind words, Carey. It's appreciated to know that you found Amy and me knowledgeable and patient throughout the process. If there's anything more you need, feel free to reach out anytime.
I had to reach out multiple times to get basic questions answered that have never been an issue with other lenders. He never responded and then tried to turn it around that the title company (Empire Title) was horrible to work with and was...
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Reply from Terry Heffner
May 29th, 2026 05:02 PM
We’re sorry that your experience wasn’t great and appreciate you taking the time to share your feedback with us. We want you to know that we’re already working on addressing your concern. Our team will be in touch with you shortly to ensure...
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Guild Mortgage - Terry Heffner has received a review with 5 star rating from Lorrie A
Reply from Owner
July 29th, 2026 02:57 PM
Thank you, Lorrie, for your positive rating! We're glad to see you had a great experience with us at Guild Mortgage. If you need any assistance in the future, don't hesitate to reach out.
Terry, Kalisa, and Bre were professional, communicative, and pleasant. I highly recommend Guild and have referred others to Terry and team. Many thanks for your help.
Reply from Terry Heffner
May 15th, 2026 07:42 PM
We appreciate your kind words, Lorrie. It's great to hear that Terry, Kalisa, and Bre were able to provide you with a professional and communicative experience. Thank you for recommending Guild Mortgage to others; it means a lot to us.
Terry and Kalisa are professional, knowledgeable, and responsive. A wonderful experience resulting in a smooth transaction.
Reply from Terry Heffner
May 14th, 2026 06:16 PM
We're pleased to know that Terry and Kalisa provided you with such a professional and responsive experience, Lisa. It's great to hear that everything went smoothly for you. If there's anything else we can assist you with, please let us know....
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Everything with this re-fi process was professional, above board, and they did exactly what they said they were going to do. Even a better example of their integrity was initially when I approached them, their recommendation was to hold off...
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Reply from Terry Heffner
May 14th, 2026 06:17 PM
Thank you for sharing your experience, Keith. We're pleased to know that our team's advice to wait resulted in a better outcome for you. Integrity and professionalism are core to our service, and it's gratifying to hear that your refinancing...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Mountain Standard Time (MST)
Disclaimer
I am authorized to do business in the states of Arizona, California, Florida, Idaho, Montana, Nevada, Oregon, Washington and Wyoming. AZ BK#0018883; AZ BKBR# 0124899; AZ LO Lic.# 0950885; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 107908; NV Mortgage Company #1141; OR ML-176; NMLS ID: 95796; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.