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Guild Mortgage - Terry Heffner
District Manager | NMLS# 95796

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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8 AM to 5 PM
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8 AM to 5 PM
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Reviews from Web
Everyone worked as a team. Underwriting was efficient and each team member knew their job well. This was a very smooth loan experience. I would greatly recommend this team to anyone desiring a real estate loan. Thanks to all of you. Great job!...
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Reply from Terry Heffner
October 12th, 2026 01:10 AM
We're pleased to hear that you had a smooth loan experience with our team, Edwin on your purchase in Hayden Lake, Idaho. Your recommendation means a lot to us, and we're glad that our Guild Mortgage team, Amy Johnson, met your expectations....
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The Heffner Group at Guild consistently exceeds expectations, and truly cares about their clients! Highly reccomend them.
Reply from Terry Heffner
October 12th, 2026 01:12 AM
We're thankful for your recommendation, Danielle. We are grateful for our top Realtor partners, like yourself. It's great to hear that Terry Heffner and The Heffner Group at Guild Mortgage consistently exceed your expectations for you and for...
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Terry and his team are extremely experienced, professional, and care about truly getting you the best setup for your situation. Terry walked us through everything and what he was seeing, as well as provided guidance and answering all of our...
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Reply from Terry Heffner
October 12th, 2026 01:13 AM
We're glad to hear that Terry and his team provided you with such a professional and informative experience, Lucas. It's great to know that their guidance and expertise at Guild Mortgage helped you feel supported with your first time purchase...
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Amy always takes such good care of us, helping us get through the process. The team is always very responsive and keep us up to date with progress.
Reply from Terry Heffner
September 29th, 2026 05:17 PM
We're pleased to hear that Amy and the team at Guild Mortgage provided you with responsive service and kept you informed throughout the process, Jodi. Thank you for sharing your positive experience with us.
Guild Mortgage - Terry Heffner has received a review with 5 star rating from Via S ( W H
Reply from Owner
September 29th, 2026 05:17 PM
We're pleased to see your positive rating, Via. It's great to know that your experience with Terry Heffner at Guild Mortgage was a good one.
Timely updates and easy access to information.
Reply from Terry Heffner
September 16th, 2026 06:18 PM
Thanks Via, we iaim for 5-star service and that's what we typically do so it's nice to know agents acknowledge our efforts. we appreciate you as well!
terry
Amy Johnson, is so amazing! She's absolutely what made us come back and refinance with Guild again. She goes above and beyond and is so easy to work with. She has made this process so easy and anytime we hit a road block she always has a solution....
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Reply from Terry Heffner
September 15th, 2026 02:39 PM
I'm grateful for your kind words about Amy, Rene. It's wonderful to know that her dedication and problem-solving skills made your refinancing experience with Guild Mortgage so positive and seamless.
Terry, Hannah, and everyone at the Heffner group were incredibly helpful throughout the entire process. They made sure I was always at ease with any questions or concerns and made themselves available to chat about any part of the process....
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Reply from Owner
September 16th, 2026 06:18 PM
We appreciate your kind words, Nico. It's great to hear that Terry, Hannah, and the entire Heffner group at Guild Mortgage provided you with such helpful and clear communication throughout the process. We're glad they could make you feel at...
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Terry, Hannah, and everyone at the Heffner group were incredibly helpful throughout the entire process. They made sure I was always at ease with any questions or concerns and made themselves available to chat about any part of the process....
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Reply from Terry Heffner
August 25th, 2026 12:06 AM
Thank you for sharing your experience, Nico. We're pleased to know that Terry, Hannah, and the team were able to assist you effectively and make the process comfortable for you. It's great to hear that their communication and professionalism...
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Felt like a family experience, seeing everyone again after 7 years . Great conversations
Reply from Terry Heffner
August 25th, 2026 12:06 AM
Earl, we appreciate you sharing your experience. It's wonderful to hear that it felt like a family reunion and that you enjoyed the conversations. If there's anything else we can do for you, please let us know.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Mountain Standard Time (MST)
Disclaimer
I am authorized to do business in the states of Arizona, California, Florida, Idaho, Montana, Nevada, Oregon, Washington and Wyoming. AZ BK#0018883; AZ BKBR# 0124899; AZ LO Lic.# 0950885; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 107908; NV Mortgage Company #1141; OR ML-176; NMLS ID: 95796; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.