Teresa Schmitt
Mortgage Banker | NMLS # 470438
Teresa Schmitt and FirstBank Mortgage’s core purpose is to help others get to a better place. That better place may be getting out of an apartment complex and into a home with a fenced-in backyard. That better place may be buying a home in ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
the team at First bank went above and beyond to make sure this was a smooth process for us. They handled everything with grace and were akways more than helpful when iI had questions . Very good communication, too.
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Reply from Teresa Schmitt
August 30th, 2025 05:28 PM
Ashley, thank you so much for your feedback. I'm delighted to hear that your cash-out refinance process with FirstBank Mortgage was smooth and that you felt well-supported. I truly appreciate your kind words about my communication and the helpfulness...
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Teresa and her entire team are exceptional! She became a trusted partner throughout the entire process- her guidance, communication, and advocacy were key in closing on my new home. I can't express what a difference working with her made in...
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Reply from Teresa Schmitt
August 14th, 2025 01:27 AM
Julia, I'm truly grateful for your kind words. It means so much to hear that the guidance and communication I provided made a difference in your home-buying journey. Being a trusted partner through the process is always my aim, and I'm pleased...
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Teresa was so helpful and so responsive throughout the whole process! We would highly recommend her!
Reply from Teresa Schmitt
August 14th, 2025 01:29 AM
Marianne, I'm delighted to hear that you found my assistance valuable and appreciated my responsiveness during the process. It was a privilege to help you with your purchase, and I truly value your high recommendation. If you ever have any...
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I really only have one thing to request if I could have changed anything and that would to be working with one person on my loan. This is the first time in four previous home purchases, that I had to work with more than one person and I felt...
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Reply from Teresa Schmitt
August 14th, 2025 01:39 AM
Dennis, I appreciate you sharing your experience and feedback. I understand the desire to primarily work with only one person throughout the loan process, and I'm sorry if having multiple points of contact from origination to processing to...
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Teresa was communicative and was ahead of the process ensuring we did not run into any problems with the transaction! Seemless, professional, efficient, with excellent service! Highly recommend!
Reply from Teresa Schmitt
June 30th, 2025 04:26 PM
Megan, I'm so happy to hear that your experience was seamless and efficient. It was a pleasure communicating with you and your clients to ensure everything went smoothly. Thank you for your high recommendation! It was a pleasure assisting you...
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Teresa did an excellent job working with us on the interest rate buydown that was part of our offer on the house. She also worked with lowering the initial interest rate after I was offered another competitive rate. She's very friendly and...
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Reply from Teresa Schmitt
June 27th, 2025 03:48 PM
I'm thrilled to hear that you had a positive experience with the interest rate buydown and that I could assist in securing a competitive rate for your home purchase. It was a pleasure working with you, and I appreciate your kind words about...
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She was so sweet to my client! A great teacher of all things "lending". I love working with her!
Reply from Teresa Schmitt
May 27th, 2025 04:55 PM
Michelle, I'm so pleased to hear that you and your client had such a positive experience. It was a pleasure working with you and providing guidance throughout the lending process. Thank you for your kind words and partnership!
Great service, quick to take our phone calls and answer questions!
Reply from Teresa Schmitt
May 27th, 2025 05:13 PM
I'm thrilled to hear that you found our service great and that we were able to promptly answer your questions. It was a pleasure assisting you and Jarrod with your home purchase, Maranda. Thank you for your kind words, your 5-star review and...
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Teresa and Holly made the mortgage process seamless with their fast responses, clear communication, and expert guidance every step of the way.
Reply from Teresa Schmitt
May 27th, 2025 05:16 PM
I'm thrilled to hear that you had a seamless mortgage process with us, Jarrod. It was a pleasure working with you, and I'm glad that Holly and I could provide fast responses and clear communication throughout. Your feedback is GREATLY appreciated,...
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Teresa and her team are absolutely incredible! Throughout the entire process they were professional, responsive, and always one step ahead. She made the loan experience seamless for my clients and brought so much peace of mind. I’m always grateful...
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Reply from Teresa Schmitt
May 18th, 2025 12:43 AM
Danielle, you are a jewel and I'm thrilled to hear that you had such a positive experience with our team at FirstBank Mortgage. It's wonderful to know that we could make the loan process seamless and provide peace of mind for you and your clients....
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About
Teresa Schmitt and FirstBank Mortgage’s core purpose is to help others get to a better place. That better place may be getting out of an apartment complex and into a home with a fenced-in backyard. That better place may be buying a home in a zip code that ensures a quality education. That better place may be a home that will serve as the backdrop for family memories for generations to come. Each day, we proudly strive to honor our purpose and the people who put their trust in us.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
1099 Income Loans
Specialities
VA Loans
Conventional Loans, Home Possible, Home Ready, Grant Products,
Conforming and Non-Conforming (Jumbo)Loans
USDA/Rural Housing Loans, FHA Loans, AHFA First Step and Step Up
FirstBank 100%, FirstBank First Start, FirstBank Better Future, FirstBank Better Affordable
Conventional, VA, FHA, USDA, AHFA Step-Up/First Step, Home Possible, Home Ready,
FirstBank DPA-Borrower Benefit, Borrow Smart Grant Funds, FB First Start, FB BetterAffordable,
FB BetterFuture 100% AMI, and more...
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Positions
- FirstBank Mortgage - Mortgage Loan OfficerJun 1st, 2012 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 470438
Disclaimer
Member FDIC. Equal Housing Lender. FirstBank Institution NMLS # 472433