
Tammy Wilt
Senior Mortgage Banker

“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
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Tammy and the rest of the team at Gray Fox was always on the ball and moving things forward. Although buying a home is stressful, I had no worries about the loan process.
Reply from Tammy Wilt
April 14th, 2025 05:13 PM
I'm thrilled to hear that the loan process was smooth for you and that our team was able to keep everything moving forward efficiently. Thank you for trusting me and Gray Fox Mortgage with your home purchase. If you have any future needs or...
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Timely communication. Clear explanations and answers to our questions.
Reply from Tammy Wilt
March 27th, 2025 01:01 PM
Thank you so much for the kind words. It was a pleasure working with you!
Great experience!
Reply from Tammy Wilt
March 17th, 2025 07:24 PM
Hi Patricia, I'm thrilled to hear that you had a great experience! It was a pleasure working with you throughout the loan process. If you have any questions in the future or need further assistance, please don't hesitate to reach out. Thank...
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Purchasing my first home, and unplanned at that, was a daunting endeavor, but Tammy made the experience completely painless and instead enjoyable! Her knowledge of the area, the required conversations and services to navigate before and after...
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Reply from Tammy Wilt
March 3rd, 2025 06:18 PM
Matthew, thank you so much for your kind words! It was an absolute pleasure working with you on the purchase of your first home. I'm thrilled to hear that the process felt smooth and transparent for you. Congratulations on your new home, and...
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Tammy and her team were incredible to work with! They made the experience stress free and seamless! Highly recommend Gray Fox Mortgage!
Reply from Tammy Wilt
February 27th, 2025 01:58 PM
Thank you so much, Emily! I'm thrilled to hear that you had a stress-free and seamless experience. It was a pleasure working with you, and I appreciate your kind words about our team. If you ever need any more assistance in the future, we're...
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Tammy is very polite and kind.thank you so much.
Reply from Tammy Wilt
January 10th, 2025 03:41 PM
Mohammad, it was a pleasure working with you. I am glad you were able to get a home that works for your family.
Tammy has been very clear about the process and she has very helpful. Thank you Tammy!
Reply from Tammy Wilt
November 8th, 2024 01:40 PM
I am genuinely appreciative of your kind words Aeryon. I'm thrilled to hear that you found my assistance valuable during your purchase process. Transparency is key, and I always strive to explain everything clearly for my customers. Please...
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Tammy was an absolute pleasure to work with! Quick to respond to all of our many questions and always willing to hop on a call. Truly gave us peace of mind while going through the new construction process.
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Reply from Tammy Wilt
November 7th, 2024 02:29 PM
Hi Austin, I'm thrilled to hear that you had such a positive experience. It was a pleasure assisting you throughout the new construction process. I'm always here to respond to your questions and ensure you have peace of mind. Thank you for...
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Tammy always communicated wonderfully And answered all of our questions and needs in timely manner!
Reply from Tammy Wilt
October 31st, 2024 02:01 PM
Thank you so much for your kind words, Rachel! I'm thrilled to hear that I was able to assist with your needs in a timely manner. Your positive feedback really means a lot to me and to everyone at Gray Fox Mortgage. It's always our aim to provide...
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Tammy was very knowledgeable and fantastic to work with throughout the process of buying our home! Incredibly fast responding to any and all questions I sent to her. We were in communication with her for months prior to buying our home and...
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Reply from Tammy Wilt
October 28th, 2024 12:29 PM
Matthew, thank you for taking the time to leave such a glowing review. I'm thrilled to hear that you felt well-supported throughout the home buying process. I'm so glad to have been able to assist you all the way to the finish line. Your words...
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About
“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Residential mortgage loans for purchase, refinance and renovation
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Positions
- Atlantic Bay Mortgage - Sr Mortgage BankerDec 1, 2019 - Current
Memberships
- CAAR
- Women's Council of Realtors
- CAAR Foundation
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 195702
- Licensed in NC & VA
Hobbies
- Running, reading, hiking, finding new breweries, spending time with family and friends
Disclaimer
The GF Disclaimer: Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Gray Fox Mortgage, LLC NMLS #2511214 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 1135 Rose Hill Drive Charlottesville, VA 22903.