

Tammy Haefs
Branch Manager/NMLS#1209813


Eastern Gateway Community College
Tammy, a Montana native and longtime Livingston resident, brings over 26 years of banking and lending experience, with two decades in home lending. She’s excited to be part of the Synergy One team, using her local expertise to help clients ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I already knew Tammy and worked with her in the past. She is the reason I advised my clients to reach out to her. I haven't heard of the mortgage company she is currently working for before. It was her reputation and experience that caused...
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Reply from Tammy Haefs
April 1st, 2025 03:38 PM
Thanks Chip! Working with you has always been a pleasure, and I am thrilled to have had the opportunity to assist your clients with their home purchase. Your trust in my reputation and experience is incredibly humbling, and I am committed to...
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Tammy's responsiveness at all hours and patience walking us through every step. We had lots of questions which she happily answered l.
Reply from Tammy Haefs
April 1st, 2025 03:11 PM
Tyler, It was truly a pleasure to assist you with your home purchase. Buying a home can be a significant journey, and I'm glad I could be there to answer all your questions and guide you every step of the way. Your satisfaction and comfort...
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Very easy transaction, no hangups.
Reply from Tammy Haefs
March 31st, 2025 03:41 PM
Thanks Nic! It was a pleasure working with you & I look forward to working with you again soon!
We were told up front that we could do a loan as an llc, but when it came time to close the underwriters decided we couldn't do it with no reason given. Because of timing it left us little choice but to go through with loan. Had we known earlier,...
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Reply from Tammy Haefs
March 26th, 2025 06:07 PM
We appreciate your feedback, Russell, and understand your concerns regarding the change in loan terms. It is important for us to provide transparent and consistent information throughout the loan process. We will review your case to ensure...
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Tammy is a professional with knowledge and experience.
She also is very caring, helpful, patient, and takes time for every question i asked.
I have taken out many loans in my life, and Tammy is the BEST person i have ever worked with.
Reply from Tammy Haefs
February 20th, 2025 05:49 PM
Thank you so much for your kind words, Sally. It's incredibly rewarding to hear that my efforts made a positive impact on your experience. I truly believe that everyone’s situation is unique, and I’m glad you felt supported and understood throughout...
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When I originally started applying for construction loans in town, I went to who I was told was the best. After my experience, it's obvious to me that Tammy is the best in town in her line of work.The first bank insisted that we must have a...
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Reply from Tammy Haefs
January 24th, 2025 12:00 AM
I'm truly touched by your kind words, July. Knowing that I was able to help you and your family through the process and get you into your new home sooner is the reason I love doing what I do. I'm glad I could restore your hope and provide excellent...
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Tammy Is great!
Reply from Tammy Haefs
January 24th, 2025 12:00 AM
Thanks Ali! it was great working with you as well!
Tammy is ao knowledgeable and a great resource. She is definitely my go-to
Reply from Tammy Haefs
January 24th, 2025 12:00 AM
I'm incredibly grateful for your kind words, Suzy! Your satisfaction is my top priority, and I'm thrilled that I was able to provide you with a 5-star experience. Your feedback means a lot to me and I'm here to assist you with any future lending...
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Tammy makes the process easy. She keeps in touch and calmly handles difficult situations.
Reply from Tammy Haefs
January 24th, 2025 12:00 AM
I'm absolutely thrilled to hear about your positive experience, Stacey! Your feedback is immensely appreciated. It was a pleasure to assist you throughout the process and handle any challenges that came our way. I strive to maintain open communication...
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Tammy was readily available to answer questions and help me through an unfamiliar process and offer advice.
Reply from Tammy Haefs
January 24th, 2025 12:00 AM
I'm so pleased to hear that you found our process easy to navigate, Beth, and that I could assist and advise you throughout this journey. Customer satisfaction is always our top priority at Synergy One Lending, Inc. and your feedback means...
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About
Tammy, a Montana native and longtime Livingston resident, brings over 26 years of banking and lending experience, with two decades in home lending. She’s excited to be part of the Synergy One team, using her local expertise to help clients achieve homeownership and financial goals. In her free time, Tammy enjoys gardening and pottery, a hobby she turned into a home studio practice, finding peace and presence in shaping clay. Tammy is married to Hal, a Livingston native, and together they’ve raised four boys—Levi, Riker, Reese, and Cooper—amidst the beauty of their community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Mortgage Loan
Home Equity Line of Credit
Home Purchase
Refinance Loans
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Education
- Eastern Gateway Community CollegeAccounting and Business/ManagementAssociate's Degree

Positions
- Bank of the Rockies - Senior Real Estate Loan OfficerNov 10th, 2010 - Mar 20th, 2024
Memberships
- Livingston Rotary Club
- Leadership 49
- Boy Mom Club!
Addresses and Serving Areas
Primary Serving Area
Year Started
2024
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS
Awards
Montana Top Loan O...
Achievements
- Achieved high customer satisfaction rating by consistently following up with clients and leads.
- Built client trust by advising on complex loan structures, leading to securing high-value loans.
Hobbies
- Pottery
- Gardening
- Home improvements
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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