

Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354


Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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Everyone at Element Funding was professional, very helpful and knowledgeable. I wouldn’t hesitate to work with Susie Carlton and her team again.
Ease of doing business via automating all of the document exchange. Very knowledgable and a great support team working to ensure deals close on budget and schedule
The team there works diligently to help get our clients funded for buying their new homes.
Susie was extremely helpful and knowledgeable
Susie was responsive, organized, honest, and communicative. She’s also worked with us for quite some time now. I’m extremely satisfied with the service that Susie provided us. I’m also flattered she has stuck with ius throughout this long journey...
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Susie has been amazing for the best 8 years always being honest and getting us qualified when the time was right for us!
Susie called me with every new piece of information, and made sure I understood everything along the way. She took the time to make sure the whole purchasing process went as smooth as possible. Thank you Susie!
Susie and her team were outstanding. their patients, assistance tolerance ( with our sometimes frustration) was what I feel got my wife and I through the process. I can not put into words how pleased and satisfied with the company.
Susie and her team are absolute rockstars! Five star service all the way. Incredibly helpful, timely and communicative. We would absolutely recommend them to anyone.
Very professional. Everything went quickly and smoothly.
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)

Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.