

Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354


Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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Great service and communication. Susie answered all our questions and made our home buying process so easy and kept us up to date every step of the process. Thank you!
This is the second time that I used Susie and, as always, its was a great experience! Her knowledge, combined with compassion, makes the process seamless. I always recommend her to anyone I know who is looking to buy a new home or refinancing...
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Always answered questions quickly. I was very happy with the overall service. Second time using Susie and have no complaints and will continue to use her. Can’t leave out Mona either! She will always try to make your life easier !!
Susi is a great communicator who kept me informed every step of the way.
Susie and her team were so capable and professional. Even more than that, Everyone was so calming and reassuring. We had several hiccups on our purchase (none their fault) and they went above and beyond to make sure we were confident and able...
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The whole team was constantly available to answer questions and help walk us through this process.
Susie was awesome! I like her level of communication, her professionalism, and her willingness to help with any issues we had along the way!
Great experience with help all along the way.
Being a first time home buyer I so appreciated Susie’s knowledge, patience, and personal interest in helping me secure my home loan from my first contact with her all the way through the home stretch! Her service along with her team was impeccable!...
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The speed in which my loan was closed was unheard of. Susie and her team were fantastic to work with. Highly recommend.
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)

Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.