

Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354


Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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Reviews from Web
They communicated with us every step of the way, were patient with our questions. We are so thankful to have had the opportunity to do this refinance, and Sue and Mona made it as easy as possible. We can’t thank you enough !!!
This was my first home I bought on my own and Susie was extremely patient, helpful, and supportive throughout the entire process. She went above and beyond to ensure all my questions were answered and all my needs were met in a timely, efficient,...
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Always dependable and reliable . Outstanding
We are realtors as well Buyers of our new home and we use Susie at Element Funding for over 10 yrs+. We love this lady and her team of quality professionals! A majority of our customers use her services as well. I always say “if Susie says...
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Everything was handled in a timely manner.
Susie walked us through the entire process with patience and kindness. We had so many questions, and she answered each and every one, some several times, lol. Susie is an easy to work with professional.
Susie and her team kept close contact with us throughout the process and were very patient with our abundance of questions. They were always pleasant and professional!.
Great Team !! It was very easy process with all their help!!
Thanks. Susie , Mona and Jade.
Susie was extremely helpful throughout the funding application process. She communicated well and was always willing to take a minute to explain things to us. She and the other members of the team were a pleasure to work with.
Great communication and quick response times.
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)

Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.