

Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354


Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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susie
Susie and her team were fantastic. We closed two properties a week apart, and it was challenging. They stayed in contact, communicated well, and did a fantastic job overall. I would not hesitate to do business with them again.
The whole tram was very professional.
This was a fantastic team effort. Everyone I interacted with was helpful and always on top of everything.
The attention to detail, immediate responsiveness to questions, concerns, and the willingness to explain the process at each stage, along with a strong team working together to insure as smooth transaction for all parties.
Ms. Carlton was a delight to work with from the very start. She is very knowledgeable and makes her self available to answer any and every question you may have. There was never a moment that we were left in the dark as to what was happening...
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People and communication were spot on! While longer than we wanted(everyone wants to ReFi or buy), expectations were set and you took care of all needs. Made it super easy for us!
Susie and the entire team at Element Funding were wonderful to work with. They provided excellent service and communication throughout the entire process. I highly recommend them to anyone purchasing or refinancing a home mortgage.
Susie and her staff or team was so helpful and getting this done for us in such a short notice thank y’all very much be safe God bless
Susie and her team are attentive and responsive!
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)

Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.