

Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354


Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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Susie has been my go-to for two home purchases, and (when/if it's needed in the future) will be so for my next. The whole Element team I've interacted with (Mona and Jade) are also absolutely fantastic, but I go with Element because Susie's...
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Susie combines a high level of expertise (explains things really clearly and gives you confidence that it is getting done right) with a high level of personal care and friendly style of communication. I knew we were in great hands, and I had...
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I really enjoyed working with Susie! She was thorough, organized, and overall very pleasant to work with.
The personal touch we were given by everyone at the office. We were made to feel like family.
Susie is professional and very helpful.
Susie and her team did amazing work to get us approved and in our new home in a short timespan. The service was personalized and friendly, making us feel as if we were her only clients.
Susie and the entire team were excellent! They answered all my questions and kept this loan on track. Always very professional and courteous. Could not have asked for a better team to help me with this house purchase.
Second time using Susie and the group at Element funding. Always professional. Always willing to answer questions. Mona is a amazing to work with.
Susie, Mona and Jade were so helpful. Whenever we had a question it was answered in a timely and pleasant manner. We could not be happier with the service we received.
Goes above and beyond! Excellent hard working and friendly staff. Would highly recommend.
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)

Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.