

Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354


Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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Reviews from Web
Thank you for your personal touch and being creative with my loan! After a year of trying with different lenders who quickly told me they couldn't help, you were the first to really look for options and make it happen. We couldn't be happier...
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Reply from Susie Carlton
February 7th, 2023 08:14 PM
Ashley, thank you for your wonderful review! I will never forget you and your beautiful family. I feel so blessed that you touched my life and I was able to assist you in getting your "home-sweet-home"! I will always be here for you and appreciate...
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Hard work, speed, constant communication, determination in helping me get the loan in unexpected time record.
Reply from Susie Carlton
January 10th, 2023 06:31 PM
Thank you so much Nassy for taking the time to give us a great review!! It was such a pleasure working with you! Please keep me in mind if you know of anyone else I can assist with home financing!
Susie was very attentive and organized and helped us feel at ease whenever we had questions!
Reply from Susie Carlton
December 5th, 2022 06:25 PM
Thank you so much Tim for the great review! It was truly my pleasure assisting you and Morgan with your home financing. Wishing you many happy years there!
When we decided to purchase our home and knew it would be a little bit more complicated than a traditional home buying process, the first person who came to mind was Susie. Because the home was in probate at the time we went under contract,...
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Reply from Susie Carlton
November 30th, 2022 07:39 PM
Morgan, thank you so much for this amazing review! You and Tim were so patient throughout this long purchase process.- I can't tell you what a pleasure you were to work with. I can't thank you enough for your business and this wonderful review...
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Susie Carlton was awesome to work with. She made the loan process super easy and was with us every step of the way!
Reply from Element Home Loans
November 30th, 2022 02:58 PM
Thank you so much Gina for the great review! It was a pleasure working with you and Steve on your refinance.
Susie was very knowledgeable. If she was unsure of something, she would always research, ask questions and get back to us right a way. The process was extremely easy and Susie was with us every step of the way.
Reply from Susie Carlton
November 30th, 2022 02:07 PM
Thank you so much Gina for the wonderful review! It was such a pleasure assisting you and Steve with your refinance! I hope to see you at the beach soon!
Working with Susie was seemless and enjoyable. She always provided us with the best communication and deal to close the home. It seemed effortless and the process was very smooth.
Reply from Susie Carlton
November 28th, 2022 06:16 PM
Thank you so much for the wonderful review, Joanna! It was a pleasure working with you and Shane, and I loved meeting you both at the closing! Enjoy your new home!
Susie and the team were helpful every step of the way, communication was great and they took time to assist each step along the way.
Reply from Susie Carlton
October 11th, 2022 07:31 PM
Thank you so much for taking the time to give us this wonderful review! It was such a pleasure working with you! I hope you enjoy many years in your beautiful home. Please keep me in mind if you know of anyone else I can ever assist with home...
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Susie and her fancy online methods make the process so smooth. Always enjoying seeing her at the closing too. Thank you, Susie and Mona.
Reply from Susie Carlton
September 14th, 2022 12:16 PM
Thank you for the great review Heather! I really appreciate your loyalty and repeat business! You're always wonderful to work with and I loved seeing you after all of these years!
It was great! Will sure use them in the future!
Reply from Susie Carlton
September 12th, 2022 05:30 PM
Thank you so much Genesis! I really loved working with you and I wish you many happy years in your new home!
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)

Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.