

Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354


Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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Reviews from Web
Susie was great!
Reply from Susie Carlton | Loan Originator | E...
June 11th, 2024 12:30 PM
Adriel, it was a pleasure working with you! I loved meeting you and Juan and seeing your beautiful new home! I wish you many happy years there. Thank you for the great review! Please keep me in mind if you know of anyone else looking to finance...
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Susie was absolutely amazing and so easy to work with. I had contacted others before her and never heard back from but Susie reached out in less than 12 hours and got started immediately. Mona was also amazing as well and super patient with...
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Reply from Susie Carlton | Loan Originator | E...
June 6th, 2024 12:55 PM
Thank you for the wonderful review of Mona and I and our service. You were a true pleasure to work with and I do apologize that you did not have a 5 star experience overall. Your feedback is very important to me and I appreciate your honesty....
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Very thorough and hard working. Was a great feeling knowing I had a whole team in my corner. Very professional and could not recommend the team enough!
Reply from Susie Carlton | Loan Originator | E...
May 20th, 2024 04:41 PM
I'm thrilled to hear that you had such a positive experience with our team at Element Home Loans, Tyler! It's always our goal to provide thorough and professional service. I'm glad we could assist you and make you feel supported throughout....
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Susie is the best! She worked out every possible scenario to get us our first home!
Reply from Susie Carlton | Loan Originator | E...
May 19th, 2024 02:42 PM
I'm absolutely thrilled to hear you had such a positive experience, Morgan! It was a pleasure to assist you in securing your first home. I loved working with you and Tyler, and I'm so happy to have been part of this process! Thank you for the...
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We enjoyed working with Susie for our home purchase. Everything was done on time even with the rushed closing date.
Reply from Susie Carlton | Loan Originator | E...
May 1st, 2024 01:43 PM
I'm thrilled to hear that you had a positive experience with your home purchase, An! I am so happy that everything worked out for you and we were able to close on time. Thank you for taking the time to leave such a wonderful review and for...
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I had a great experience working with Susie and her team. Susie is friendly, knowledgeable, super responsive, and easy to work with.
Reply from Susie Carlton | Loan Originator | E...
May 1st, 2024 01:46 PM
It was so nice meeting you yesterday! I appreciate your great review of me and my team. I'm so happy that all worked out for you and An, and I wish you many happy years in your new home. Thank you for the stellar review and for taking the time...
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Susie and her team were very diligent with making sure that the loan was cleared to close ahead of schedule due to a problematic seller. Susie also communicated with us and all of the relevant parties well and at every milestone during the...
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Reply from Susie Carlton | Loan Originator | E...
April 1st, 2024 07:48 PM
Thank you so much, Scott, for the great review! I'm so happy to hear about your positive experience with us. It's always my goal to ensure a smooth and timely loan process, so I'm glad we were able to meet that mark for you. Your recommendation...
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I could not be more happy with the service that Susie's team provided me. Purchasing a home can be stressful.However l, Susie's team made it easy and joyous. She was very responsive, always there to help with an issues and or questions that...
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Reply from Susie Carlton | Loan Originator | E...
March 15th, 2024 12:55 PM
I can't thank you enough, Victor, for this amazing review! I'm thrilled that you had a great experience with my team and me at Element Home Loans. Home buying can indeed be stressful, but I'm glad we could make it a joyful process for you....
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Susie was the best! Always responsive, knowledgeable, and genuinely cared.
Reply from Susie Carlton | Loan Originator | E...
March 14th, 2024 01:59 PM
Thank you for the positive feedback, Sarah! Your kind words and the acknowledgment of my work mean a lot to me. My team and I always strive to provide the best service possible. It was a pleasure assisting you and Victor with your home loan...
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Susie was outstanding from start to finish. Every step of the way we felt supported by her availability, attention to detail, and knowledge.
Reply from Susie Carlton | Loan Originator | E...
February 25th, 2024 04:54 PM
It was such a pleasure assisting you and your family with your home purchase, Terriann! Your comments about my availability, attention to detail, and knowledge are greatly appreciated. It's testimonials like this that make my job at Element...
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)

Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.