

Susan Beckett
Branch Mgr./Loan Originator | NMLS# 189433

Experience counts when picking the right loan for your home purchase or refinance and Susan has assisted Shoals area residents for over 24 years. In addition to Conventional & Jumbo lending programs, she is well versed in VA, Rural Developm... Show More
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While visiting family in June, I made the decision to move back to Alabama. Other than visits a couple of times a year, I had not lived in Alabama since leaving in 1980 and I had no contacts that I had remained in touch with throughout the...
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Reply from Susan Beckett
August 6th, 2024 05:01 PM
I'm thrilled to hear about your positive experience, Shaquanna! It was my pleasure to assist you with your loan process for your new home in Sheffield. Your recommendation means a lot to me and the team here at First Federal Bank. I'll be more...
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Prompt communication and clear instructions for all steps!
Reply from Susan Beckett
July 23rd, 2024 09:55 PM
Thank you for taking the time to comment Carol! So glad we got to work together.
The experienced dealing with the FFB was so great and Ms. Beckett lead us the way to successfully purchase the property.
Reply from Susan Beckett
July 22nd, 2024 05:34 PM
Edwin, I was so happy to help you and Jackson with this purchase. I know you will both be very happy with your new home and I look forward to seeing what you do with the property. Thank you both for being so wonderful to work with. Susan
I have already referred Susan and First Federal Mortgage to several friends for how hard you worked to get us exactly what we needed. Communication was great and Susan was very helpful through every step in the process. We have nothing but...
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Reply from Susan Beckett
June 24th, 2024 01:49 AM
Thank you Billy! I am beyond happy for you and your family and truly appreciate your faith in us throughout the process. You were amazing to work with and thank you for the referrals.
We had some bumps on the way, mostly from the underwriter with picky technicalities but Susan and Tammy the professor did a great job helping and clarifying all the issues to make it happen.
Reply from Susan Beckett
June 8th, 2024 06:19 PM
I'm delighted to hear that you had a positive experience despite the initial hiccups, Giannina. Your feedback is greatly appreciated and serves as a great motivator. I'm glad that Tammy and I were able to assist in clarifying all the issues...
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Susan, Tammy, and the First Federal team were very personable and, more importantly, upfront with my loan process. What I should expect regarding paperwork needs and when forms needed to be filled out, and thankfully, would text me to remind...
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Reply from Susan Beckett
April 25th, 2024 02:06 PM
Thank you Beth, for the very kind review. Tammy and I both appreciate you choosing First Federal and love the renovation on your historic home! You were wonderful to work with. Susan
Susan was very thorough and very informative with everything! She was there to answer any questions. Very friendly and professional. She is fantastic at what she does! I would highly recommend her to anyone looking to get mortgage on a house!...
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Reply from Susan Beckett
April 24th, 2024 07:27 PM
I am so happy to hear about your positive experience with us at First Federal Bank, Casey! Your satisfaction was my top priority. Your recommendation means so much, and I truly appreciate your kind words. Thanks again for choosing First Federal...
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Susan is very transparent and very clear in communications for what is best for her clients. I'm very thankful for the help with the entire process!
Reply from Susan Beckett
April 10th, 2024 02:39 PM
Thank you so much for your kind words, Abigail. I genuinely appreciate the positive feedback. I'm delighted to hear that the communication was clear and that you found the process beneficial. It was my pleasure to guide you through the entire...
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Susan went above and beyond to make the buying process go smoothly. She was fantastic and I would highly recommend her to any friends or family!!
Reply from Susan Beckett
March 13th, 2024 03:57 PM
I'm so appreciative of your kind words, Harlie! It was an absolute pleasure to assist you with your purchase and I'm thrilled to hear that you found the process smooth. Your recommendation means the world to me. If you, your friends or family...
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Susan did a wonderful job with communicating what I needed to do. Being a first time home buyer Susan helped me to understand what was happening and what the next step was. She worked hard to make sure I was approved for the house.
Reply from Susan Beckett
February 12th, 2024 07:43 PM
I appreciate your kind words, William. It was truly a pleasure to assist you with your first home purchase. I think it was a true team effort! Thank you once again for your trust and for this wonderful review. Congratulations on your new home!...
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About
Experience counts when picking the right loan for your home purchase or refinance and Susan has assisted Shoals area residents for over 24 years. In addition to Conventional & Jumbo lending programs, she is well versed in VA, Rural Development, FHA and Community Lending requirements and will work with you to place you in the right loan.
A graduate of Vanderbilt University with a degree in Business, Susan originates loans in both Alabama and Tennessee and is very active in her local community. She is a member of the Shoals Chamber, Affiliate Board Member of the Shoals Area Association of Realtors and an avid runner. Her goal is to make your dream of home ownership come true and her motto is simple, Together we can make it happen!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
USDA/RD Loans
VA Loans
AL Housing
FHLB Grant Program
Jumbo Loans
Cash Out Refinancing
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Positions
- First Farmers and Merchants Bank - Secondary Loan OriginatorApr 16th, 2012 - Aug 7th, 2015
- HomeLenders of the Shoals - Executie VP LendingMay 5th, 1997 - Apr 13th, 2012
Memberships
- Board Member Shoals Habitat for Humanity
- Shoals Area Assoc. of Realtors Preferred Partner Member
- Board Member Shoals Are Assoc. of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 189433
Achievements
- Affiliate Director Shoals Area Association of Realtors 2023, 2025
- Vice President, Board of Directors Shoals Habitat for Humanity 2025-2026
Hobbies
- Running
- hiking
- weight training
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Disclaimer
First Federal Bank | NMLS #410785 | 103 North Court Street Suite A Florence, AL 35630 | https://www.1stfed.com/florence-loan-specialists
© 2023 First Federal Bank Member FDIC | Equal Housing Lender