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Susan Beckett - Branch Mgr./Loan Originator | NMLS# 189433 in Florence, AL

Susan Beckett

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Branch Mgr./Loan Originator | NMLS# 189433

4.92
(129)
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Experience counts when picking the right loan for your home purchase or refinance and Susan has assisted Shoals area residents for over 24 years. In addition to Conventional & Jumbo lending programs, she is well versed in VA, Rural Developm...... Show More
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Overall Ratings
4.92
(129)
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  • 5.0
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    Katelyn R
    Posted on May 22nd, 2026 01:37 PM
    Susan was amazing in my first time homebuying process. I highly reccommend working with Susan on any financing situation.
    Reply from Susan Beckett
    May 22nd, 2026 02:27 PM
    I'm glad to hear that you had a positive experience during your first homebuying process, Katelyn. Your recommendation means a lot to me, and I'm here for any future financing needs you might have. Thank you for your kind words!
  • 4.16
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    Bryan R
    Posted on May 15th, 2026 11:43 AM
    some confusion with the financial part could have been our unusual situation and computer illeteracy
    Reply from Susan Beckett
    May 15th, 2026 01:43 PM
    Bryan, thank you for your feedback and for allowing me to help with your loan. Your situation involved several moving parts, so I understand how parts of the process may have felt confusing at times. I appreciate your patience throughout the...
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  • 0.66
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    Hailey B
    Posted on May 3rd, 2026 12:07 AM
    Proper communication to answering questions about the changes in numbers within two copies of the same document. As well as not to be rude and demeaning within that response with the reply being "If you can't afford it let us know we have two...
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  • 5.0
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    Blake W
    Posted on April 11th, 2026 03:34 AM
    Things were just easy and communication was always there or available. Susan was patient and reminding as our schedules might always align or I may have not submitted paper work that was needed.
    Reply from Susan Beckett
    April 13th, 2026 06:40 PM
    I'm happy to hear that you found the process easy and that communication was consistent, Blake. Patience and timely reminders are crucial, especially when schedules are busy. If you need anything further, please feel free to reach out. Thank...
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  • 5.0
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    Rachael M
    Posted on April 9th, 2026 10:40 PM
    Susan Beckett helped us with any questions we had and made buying our home almost stress-free. We greatly appreciated her service.
    Reply from Susan Beckett
    April 10th, 2026 06:05 PM
    I'm really pleased to hear that I could help make your home-buying process smoother, Rachael. Addressing your questions and reducing stress during such an important time is always my goal. Should you have any more questions or need further...
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  • 4.83
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    Mary S
    Posted on April 3rd, 2026 12:42 PM
    Susan was a call away for any question. She also anticipated concerns before they arose so we were able to easily navigate the process as stress-free as possible. When she knew she was doing to be out of the loop for any amount of time she...
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    Reply from Susan Beckett
    May 15th, 2026 01:46 PM
    Thank you for the kind review. I enjoyed working with you through this purchase and big move for you. Enjoy your cute new home!!
  • 5.0
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    Shanda D
    Posted on March 6th, 2026 01:20 PM
    Susan is responsive and incredibly knowledgeable about her job. She is wonderful to work with!
    Reply from Susan Beckett
    March 6th, 2026 01:30 PM
    Thank you, Shanda! I’m so glad you had a good experience and hope you truly enjoy your new home.
  • 5.0
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    Nancy S
    Posted on February 25th, 2026 09:25 PM
    Susan was knowlegable, supportive, and was so willing to make sure I had the best option for my circumstance! And she's an extremely nice person!
    Reply from Susan Beckett
    February 25th, 2026 09:50 PM
    I'm grateful for your kind words, Nancy. I'm pleased that you found my support and knowledge helpful in finding the best option for your circumstances. It's always my aim to provide a supportive and personable service. If there's anything more...
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  • 5.0
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    Christopher B
    Posted on November 26th, 2025 02:51 AM
    She has great communication and was able to help us through Each step in the process
    Reply from Susan Beckett
    December 1st, 2025 08:19 PM
    I'm glad to hear that you appreciated the communication and guidance throughout the process, Chris. Assisting you and Arden each step of the way was important to me. If you have any further questions in the future or need additional support,...
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  • 5.0
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    Heidi H
    Posted on November 13th, 2025 01:59 PM
    Susan was very informative and helpful. I would definitely work with her again.
    Reply from Susan Beckett
    November 13th, 2025 02:23 PM
    I appreciate your feedback, Heidi. It’s good to know that you found my assistance informative and helpful. I'm looking forward to the opportunity to work with you again. If you have any further questions or need assistance in the future, feel...
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  • 10 of 129
    About
    Experience counts when picking the right loan for your home purchase or refinance and Susan has assisted Shoals area residents for over 24 years. In addition to Conventional & Jumbo lending programs, she is well versed in VA, Rural Development, FHA and Community Lending requirements and will work with you to place you in the right loan. A graduate of Vanderbilt University with a degree in Business, Susan originates loans in both Alabama and Tennessee and is very active in her local community. She is a member of the Shoals Chamber, Affiliate Board Member of the Shoals Area Association of Realtors and an avid runner. Her goal is to make your dream of home ownership come true and her motto is simple, Together we can make it happen!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    USDA/RD Loans
    VA Loans
    AL Housing
    FHLB Grant Program
    Jumbo Loans
    Cash Out Refinancing
    208
    /850
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    Positions
    • First Farmers and Merchants Bank - Secondary Loan Originator
      Apr 16th, 2012 - Aug 7th, 2015
    • HomeLenders of the Shoals - Executie VP Lending
      May 5th, 1997 - Apr 13th, 2012
    Memberships
    • Board Member Shoals Habitat for Humanity
    • Shoals Area Assoc. of Realtors Preferred Partner Member
    • Board Member Shoals Are Assoc. of Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 189433
    Achievements
    • Affiliate Director Shoals Area Association of Realtors 2023, 2025
    • Vice President, Board of Directors Shoals Habitat for Humanity 2025-2026
    Hobbies
    • Running
    • hiking
    • weight training
    • View All
    Disclaimer
    First Federal Bank | NMLS #410785 | 103 North Court Street Suite A Florence, AL 35630 | https://www.1stfed.com/florence-loan-specialists © 2023 First Federal Bank Member FDIC | Equal Housing Lender