

Steven Wheeler
Senior Mortgage Banker | NMLS# 960859

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Steven was east to work with and always got back to me as soon as possible .
Reply from Steven Wheeler
April 20th, 2026 05:23 PM
I'm pleased to hear that you found it easy to work with me, Paul. Timely communication is something I strive for, so I'm glad that was reflected in your experience. If there's anything else you need, feel free to reach out.
Steve and team was great to work with. They made the process extremely easy throughout. Definitely will use Steve and Flat Branch in the future.
Reply from Owner
April 16th, 2026 04:18 PM
I'm grateful for your positive feedback, Justin. It's nice to know that you found the process easy with my team and me. We look forward to working with you again at Flat Branch Home Loans in the future. This review is extra special and super...
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Steve and his team made the process very simple and streamlined with the use of their app and also just overall great communication throughout the process.
Reply from Steven Wheeler
April 16th, 2026 04:18 PM
I'm happy to hear that you found our app and communication helpful, Justin. Making the process simple and streamlined is always my goal. Thank you for your feedback, and if you have any more questions or need assistance, feel free to reach...
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Very responsive and helpful.
Reply from Steven Wheeler
April 7th, 2026 04:00 PM
I'm grateful for your feedback, Alice. I'm pleased to know you found my responsiveness and support helpful. If there's anything else you need or would like to discuss further, please don't hesitate to get in touch. I’m here for any assistance...
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Steven Wheeler has received a review with 5 star rating from Logan O
Reply from Owner
March 21st, 2026 11:10 PM
Thanks Logan! We appreciate the 5 star review and your continued trust in us as your mortgage lender!
Steve got the best deal as always and saved me the most money possible
Reply from Steven Wheeler
March 23rd, 2026 02:17 PM
I'm grateful for your feedback, Logan. It's rewarding to know that I could help secure the best deal for you and maximize your savings. If there’s anything more I can assist with or if you have any questions down the road, feel free to contact...
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Best in the business
Reply from Steven Wheeler
March 23rd, 2026 02:18 PM
I'm grateful for your compliment, Paul. It's motivating to know that you regard me highly in the field. If you ever have additional feedback or need assistance in the future, feel free to reach out. Thank you for placing your trust in my services!...
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The whole team was attentive and thorough and i felt very important and taken care of during the entire process
Reply from Steven Wheeler
March 17th, 2026 07:55 PM
I'm grateful for your feedback, Benjamin. It's great to know that you felt well cared for throughout the process. Attentiveness and thoroughness are key parts of my approach, and it's rewarding to hear that they made a difference in your experience....
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Steve and his team do great work and are easy to work with!
Reply from Steven Wheeler
March 13th, 2026 03:57 PM
I'm grateful for your positive feedback, Joseph. It's great to hear that you found my team and I easy to work with. We strive to make each experience as smooth as possible. If there's anything else you need or any questions you have, feel free...
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Steven and team made the whole process seamless and pleasant. They were extremely helpful with any questions we had!
Reply from Steven Wheeler
March 13th, 2026 03:01 PM
I'm glad to hear that you found the process seamless and pleasant, Larry. Making sure all your questions are answered and providing helpful support throughout is something I strive for. If there's anything else I can assist with or if you have...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149