

Steven Wheeler
Senior Mortgage Banker | NMLS# 960859

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Great experience.
Reply from Steven Wheeler
July 27th, 2026 03:04 PM
I'm happy to hear you had a great experience, Donald. Thank you for sharing your feedback. If there's anything else I can assist you with, feel free to let me know.
Steve was great to work with. He was kind and patient even when I had 1 million questions! We were able to reach out and get help with our questions when he wasn't at the office. I feel it shows a lot about a person and a company when they...
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Reply from Steven Wheeler
July 15th, 2026 07:49 PM
Thank you for your kind words, Lilly. I'm pleased to hear that my support and availability made a positive impact on your experience. It's important to me to assist clients whenever they need help, even outside of regular hours. If you have...
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Thank you Steven for making this so easy!
Reply from Steven Wheeler
July 13th, 2026 02:12 PM
I appreciate your kind words, Vilynda. I'm glad I could make the process easy for you to help the Hord family get into a new home at the lake! If you have any more questions or need assistance in the future, feel free to reach out.
The portal provided an easy and secure way to transfer documents. I was in constant communication with my lending team and I knew what was happening every step of the way. My lending team did a fantastic job working around the obstacles of...
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Reply from Steven Wheeler
July 7th, 2026 05:36 PM
I'm pleased to hear that the portal made transferring documents easy and secure, Jennifer. It's great to know that you felt well-informed throughout the process and that our team, including Zach and Christina, could navigate any obstacles to...
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Always kept me informed throughout it
Reply from Steven Wheeler
July 6th, 2026 02:29 PM
Thank you for your feedback, Marty. I'm happy to hear that you felt well-informed throughout the process. Keeping my clients updated is a priority for me. If you have any further questions or need assistance, feel free to reach out.
Overall amazing customer service. Clear communication, and speedy honest turn around responses!
Reply from Steven Wheeler
July 1st, 2026 05:22 PM
I'm grateful for your feedback, Wolfgang. It's nice to know that you appreciated the clear communication and quick responses. Providing great customer service is something I strive for, and I'm happy it made a positive impact on your experience....
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Easy to get a hold of and answered all questions quickly.
Reply from Steven Wheeler
June 15th, 2026 01:33 PM
I'm grateful for your feedback, Cole. I'm pleased to hear that you found it easy to reach me and that your questions were answered promptly. If there's anything else I can assist you with, feel free to let me know.
Steve is among the best in the business. And that's not just my opinion, I've heard multiple realtors mention that they love doing business with Steve and Flat Branch Home Loans. Smooth process throughout.
Reply from Owner
May 26th, 2026 09:16 PM
This is an incredible review, very kind words. I’m humbled. It was a pleasure helping you and your family make the move across the state. I hope you guys love your new home and please keep me in mind for any friends or family that I can help...
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Easy to work with in great communication
Reply from Steven Wheeler
May 26th, 2026 03:37 PM
I'm happy to hear that you found the communication great and the process easy to work with, Jonathan. Your feedback means a lot to me, and I'm grateful for the opportunity to assist you. If there's anything else you need, feel free to reach...
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Great communication throughout.
Reply from Steven Wheeler
May 26th, 2026 03:38 PM
Thank you for your feedback, Hobey. I'm pleased to hear that the communication met your expectations. If you have any other questions or need further assistance, feel free to reach out.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149