Steven Wheeler
Senior Mortgage Banker | NMLS# 960859
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
The perfect amount of contact and help and support during the whole process.
Reply from Steven Wheeler
May 26th, 2026 03:39 PM
I'm grateful for your feedback, Chad. It's good to know that the level of contact and support met your needs throughout the process. If you have any further questions or need assistance, feel free to reach out.
Steve and his team were so helpful and they made this process go very smoothly!
Reply from Steven Wheeler
May 26th, 2026 03:39 PM
I'm pleased to hear that you found the process smooth and helpful, Johnny. My team and I strive to provide the best support possible. Thank you for trusting us with your home loan needs!
Steven Wheeler has received a review with 5 star rating from Maison H
Reply from Owner
May 14th, 2026 06:05 PM
Hey Maison! Thank you for choosing to work me and my team here at Flat Branch! We hope you love your new home. And thank you for this nice 5 star review.
very easy to work with
Reply from Steven Wheeler
May 14th, 2026 06:34 PM
I'm pleased to hear that you found it easy to work with me, Maison. Making the process smooth and straightforward is always my goal. If you need further assistance or have any questions, feel free to reach out.
Steven Wheeler has received a review with 5 star rating from Daisy R
Reply from Owner
May 11th, 2026 06:41 PM
Daisy - thank you for your 5-Star Review! And, thank you for trusting us with your home loan to purchase a new home! We really enjoyed working with you and Tyrone. We hope you and your family enjoy the home for many years to come!
Steven is really great to work with! very consistent and answers all our questions, he is always available whenever we need him. Great job Steve! No regrets!
Reply from Steven Wheeler
May 11th, 2026 04:43 PM
I'm grateful for your positive feedback, Daisy. It's nice to know that my consistency and availability have made your experience with Flat Branch Home Loans a good one. If you have any more questions or need assistance, I'm here to help. Thank...
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Always answered all my questions with clear answers and all my options .
Reply from Steven Wheeler
May 5th, 2026 06:18 PM
I'm grateful for your feedback, Sheena. It's important to me that all your questions are answered clearly and that you understand all your options. If you have any more questions or need further assistance, feel free to reach out at any time....
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The entire process was very smooth and explained very well! beginning to end we learned a lot and were very satisfied . great to work with.
Reply from Steven Wheeler
May 4th, 2026 01:58 PM
I'm glad to hear that you found the process smooth and informative, Niko. It's great to know you felt satisfied and learned a lot along the way. Thank you for the kind words, and I'm pleased I could assist you effectively.
Steve was great to work with from beginning to end! He made the entire process enjoyable and stress free! Highly recommend 10/10!
Reply from Owner
May 1st, 2026 06:26 PM
Thank you Niko! It was a pleasure to work with you and Maddie and help you guys get into a new home. The team and I are super happy for you, and we hope you love your new home for many years to come!
Our experience with Steve and his team was AMAZING. A good deal popped up before we were even fully pre approved. I called Steve and he had our pre approval in hand within hours! We put in our offer that night, and once accepted we got to work...
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Reply from Owner
April 22nd, 2026 08:43 PM
Preuss Family, Thank you so much for the kind words! It was such a pleasure helping you navigate the home-buying process and getting you into that great deal so quickly. I’m thrilled we could get your pre-approval ready in just a few hours...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149