

Steven Wheeler
Senior Mortgage Banker | NMLS# 960859

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Steve and his team make the home buying process so easy and convenient. They make sure you have everything you need all through out the loan process. We have bought 2 homes through Steve and his team and just did a refi thanks to Steve and...
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Reply from Steven Wheeler
September 2nd, 2025 03:05 PM
I'm grateful for your feedback, Jeramie. Making the home buying and refinancing experience convenient means a lot to me, and I'm glad we could assist you in saving on your monthly payments. It’s rewarding to know that monitoring rates made...
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steve was very patient with us being first time buyers
Reply from Steven Wheeler
August 24th, 2025 03:30 PM
Thank you for sharing your experience, Jacob. I'm glad my patience was helpful during your journey as first-time buyers. I understand how important it is to feel comfortable and supported throughout the process, especially when navigating it...
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The overall experience was smooth and positive. I would work with Steven's team again!
Reply from Steven Wheeler
August 11th, 2025 09:20 PM
I'm glad to hear your experience was smooth and positive, Brandi. It's great to know you're open to working with us again. If you have any further questions or need any assistance, feel free to reach out anytime. I'm here to help!
Steve and everyone on his team were super helpful, happy to answer my questions and quick to respond!
Reply from Steven Wheeler
August 11th, 2025 04:45 PM
I appreciate your feedback, Grant. I'm delighted to hear that you found the team helpful and responsive. Answering questions and providing timely support is something I strive for with each client interaction. If you have any more questions...
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Steven Wheeler has received a review with 5 star rating from Sarah M
Reply from Owner
July 31st, 2025 05:53 PM
Thank you for this 5 star review Sarah!! I hope you love the new home! Thank you for choosing Flat Branch. Please reach out if I can help you or any friends or family in the future.
Steven answered all questions, no matter how trivial. He wanted to help out. Very easy to contact, he was on top of everything 100% of the time. Set me up with a great mortgage. Thank you!
Reply from Steven Wheeler
July 31st, 2025 06:52 PM
Thank you for your kind words, Sarah. It's wonderful to hear that you found the process seamless and that all your questions were addressed. Being accessible and on top of things is important to me, so I'm glad that came through in your experience....
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Best in the business
Reply from Steven Wheeler
July 30th, 2025 05:00 PM
I appreciate your compliment, Paul. Being considered the best in the business is an honor, and it motivates me to continue providing top-notch service and support. If there's anything else I can help with or if you have more feedback, please...
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I had a fantastic experience with Flat Branch and Steven Wheeler during my mortgage loan process. Steven was incredibly knowledgeable, responsive, and made the entire process smooth and stress-free. He kept me informed every step of the way...
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Reply from Steven Wheeler
July 23rd, 2025 03:37 PM
Thank you for your kind words, DeeAndra. I'm glad to hear that the mortgage process was smooth and stress-free for you. Keeping clients informed and ensuring they feel supported throughout is a priority for me, so it’s wonderful to know that...
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I had a great experience working with Steven Wheeler and the mortgage loan processing team at Flat Branch Mortgage. They were communicative, efficient, and made the entire process feel smooth and stress-free. Steven was especially helpful—always...
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Reply from Steven Wheeler
July 22nd, 2025 04:46 PM
I'm truly grateful for your feedback, Benjamin. It means a lot to hear that you had a smooth and stress-free experience with the mortgage loan process. I always aim to be available and transparent to ensure my clients feel prioritized, so I'm...
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Very helpful with keeping in contact with. Complete honest with all the questions we asked. Very great experience
Reply from Owner
July 18th, 2025 03:29 PM
Hey Tanner! Thank you for this great review! Straight forward talk is what I do, and I am very happy you found it to be helpful on your home buying journey! Congrats on the new home, I hope you enjoy it for many years to come. And if I can...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149