

Steven Wheeler
Senior Mortgage Banker | NMLS# 960859

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Very helpfull with keeping in contact. Always giving his honest opinion when it comes to questions.
Reply from Steven Wheeler
July 17th, 2025 05:31 PM
Thank you for sharing your thoughts, Tanner. I'm pleased to know that staying in contact and offering honest opinions made a positive impact on your experience. It's important to me that you receive the guidance and attention you deserve. If...
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Steve and his team were always quick to answer/ respond to all my call/texts. They were very flexible to my schedule and needs.
Reply from Steven Wheeler
July 14th, 2025 01:55 PM
Thank you for sharing your experience, Caleb. I'm glad to hear that the responsiveness and flexibility met your needs. It's important to me that you feel supported and that our communication aligns with your schedule. If there's anything else...
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Steve is by the phone when you have a question ans and he knows the answers to all the questions others have to get back to you on.
Reply from Steven Wheeler
July 11th, 2025 01:49 PM
I'm glad to hear that I was able to provide the answers you needed right away, Logan. It's important to me that you feel supported and informed throughout the process. If there's anything more I can do for you, just let me know. Enjoy your...
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Entire flat branch team is very good at communicating
Reply from Steven Wheeler
June 30th, 2025 04:34 AM
We are thrilled to hear that you found our communication to be effective. At Flat Branch Home Loans, we strive to ensure a smooth experience for our clients. Thank you for your positive feedback.
Steven Wheeler has received a review with 5 star rating from Faith M
Reply from Owner
June 22nd, 2025 02:22 PM
Thank you for the 5 star review Faith! We really enjoy partnering with you to help deserving homebuyers get into a home!
Steve and Zach have amazing attention to detail and are always taking amazing care of my clients. Steve is always on top of making sure my clients feel comfortable and can always answer any questions. I recommend Steve to all of my clients!...
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Reply from Steven Wheeler
July 11th, 2025 01:50 PM
Thank you so much for your kind words, Faith. Ensuring that your clients feel comfortable and well-informed is always a top priority for me. It's great to know that both Zach and I were able to meet your expectations with our attention to detail....
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An amazing team that is really there for you throughout the whole process
Reply from Owner
June 19th, 2025 09:17 PM
Daniel - I agree 100%! Best mortgage team in the world!! Thank you for this kind review. We really appreciate it! We hope you enjoy your new home! Please reach out if we can help you or any friends or family in the future.
Everyone was amazing and very communicative
Reply from Steven Wheeler
June 19th, 2025 09:18 PM
Thank you for your kind words, Daniel. I'm pleased to hear that you found our team communicative and amazing throughout the process. If there's anything else we can assist you with, please feel free to reach out.
Steve is the best and go to for all of our mortgage needs!
Reply from Steven Wheeler
June 16th, 2025 01:35 PM
I'm thrilled to hear that I could meet your mortgage needs to your satisfaction. Thank you, Christina, for your kind words and trust in my services at Flat Branch Home Loans.
We have been with Steve/Flat Branch for several years. We recently sold our house and purchased our new home via Flat Branch. Steve and his team were professional and patient throughout what is typically a stressful process. We are truly grateful....
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Reply from Steven Wheeler
June 13th, 2025 08:28 PM
I'm delighted to hear about your positive experience with the sale and purchase of your homes through Flat Branch Home Loans. It was a pleasure assisting you, and I appreciate your kind words about our professionalism and patience. Your gratitude...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149