Steven Wheeler
Senior Mortgage Banker | NMLS# 960859
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
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Reply from Steven Wheeler
October 13th, 2025 04:55 PM
Thank you for the perfect rating, Seth. Your support is valued and means a lot. If there's anything further I can assist you with, please don't hesitate to get in touch.
The whole team made it an easy process
Reply from Steven Wheeler
October 9th, 2025 08:16 PM
It's great to hear that the process was smooth for you, Jonathan. Ensuring a straightforward experience is always a priority, and I'm glad the team at Flat Branch Home Loans could assist you in that way. If there's anything more I can do or...
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As usual the experience was great with you guys! I refer you to everyone I know.
Reply from Steven Wheeler
October 8th, 2025 05:16 PM
Shaun, thank you for your kind words and for trusting me to assist with your needs. I truly value the referrals and appreciate your ongoing support. Should you ever have more questions or need further assistance, don't hesitate to reach out....
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The communication was excellent and Always walked us through step by step so there was not room for error
Reply from Owner
October 13th, 2025 02:46 PM
Mr. Mann! Thank you for this nice review. It was a pleasure to help you with the loan for your recent home purchase. What a great deal you got on this home!! Good communication is key to a successful home loan journey, and we make it a priority!...
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The communication was excellent and Always walked us through step by step so there was not room for error
Reply from Steven Wheeler
October 6th, 2025 03:36 PM
I'm grateful for your feedback, Dartagnan. It's important to me that communication is clear and that each step of the process is well understood, so I'm pleased to hear you felt supported throughout. If there's anything more I can do or if...
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Enjoyed everyone I worked with and had all my questions answered quickly.
Reply from Steven Wheeler
October 3rd, 2025 05:44 PM
It's great to hear that you had a positive experience, Deone. I'm pleased that your questions were addressed promptly and that you enjoyed working with everyone involved. If there's anything else I can help with, or if you have additional questions,...
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Steven Wheeler and Zach Pearl did a fantastic job having everything prepared on time and even jumped in and helped us meet some unexpected challenges at the end with great service!
Reply from Steven Wheeler
September 10th, 2025 06:15 PM
I'm grateful for your feedback, Elizabeth. I'm pleased that everything was prepared on time and that we could assist with the challenges that arose toward the end. Delivering reliable service is important to me, and I'm glad it had a positive...
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Steven Wheeler has received a review with 5 star rating from Tinu K
Reply from Owner
September 11th, 2025 04:11 AM
Hi Tinu! Thank you for this 5 Star Review. I am thankful you chose us for your lending on your home buying journey! And I’m happy to hear you found our service to be exceptional!! Congratulations on the new home for your growing family!!!
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They went above and beyond to get my house closed.
Reply from Steven Wheeler
September 8th, 2025 07:40 PM
I'm grateful for your feedback, Tinu. I'm pleased to know that the extra effort to ensure your house closed smoothly made a positive impact. If there's anything more I can do for you, feel free to reach out.
Steve + team are always EXTREMELY easy to work with. Things are done in a timely manner and they go out of their way to find the best fit.
Reply from Steven Wheeler
September 2nd, 2025 03:04 PM
I'm grateful for your feedback, Amy. I'm pleased to hear that you found working with us straightforward and efficient. Ensuring everything is handled promptly and finding the best options tailored to your needs are always top priorities. If...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149