

Steven Wheeler
Senior Mortgage Banker | NMLS# 960859

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
everything was simple and easy and explained very well
Reply from Steven Wheeler
November 11th, 2025 05:27 PM
It's great to hear that you found the process simple and easy, Ryan. I always aim to make sure everything is clearly explained, so I’m glad that resonated with you. If you have any other questions or need further clarification on anything,...
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We appreciated the hard work and quick response with all our questions and concerns.
Reply from Steven Wheeler
November 7th, 2025 02:49 PM
I'm grateful to hear that my efforts and responsiveness were appreciated, Christopher. Addressing your questions and concerns promptly is always a priority for me. Should you need any further assistance or have additional questions in the future,...
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Flatbranch was there to help every step of the way, they explained rather than complained.
Reply from Steven Wheeler
November 5th, 2025 04:41 PM
I'm glad to hear that your experience with us was positive and informative. It's important to me that the process feels supportive and clear. If you have any more questions or need further assistance, please feel free to reach out.
Steve Wheeler and his team where very quick to always respond wether it be calls texts or emails. They made things very easy to upload any paperwork need with the Flat Branch app or emails. We really appreciate everythingthey did to help us....
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Reply from Steven Wheeler
November 4th, 2025 06:47 PM
I'm grateful for your feedback, Pamela. It's great to know that you found communication with me and my team efficient and that the process was smooth with the use of our app and emails. Your appreciation means a lot, and I'm here if you need...
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Great Experience!
Reply from Owner
November 3rd, 2025 09:02 PM
Thanks Kreig! I really appreciate the positive review. We’re really happy we could help your family with the loan to help you move into a new home!! We hope you love the new home!!
Great experience with Flat Branch. The process was very seamless and went very smooth. Would recommend! 5 ⭐️!
Reply from Steven Wheeler
November 3rd, 2025 07:11 PM
I'm pleased to hear that you had such a seamless experience with Flat Branch, Kreig. Recommendations like yours mean a lot to me, as they reflect the trust and satisfaction of clients. If any questions arise or if there's more I can assist...
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Steven was very helpful throughout the entire process. He made everything easy and went out of his way to accommodate the nunances of our specific needs.
Reply from Steven Wheeler
November 3rd, 2025 07:11 PM
I'm glad to hear you found the process easy and accommodating, Kyla. It means a lot that I could assist with your specific needs effectively. If you have any more questions or need further assistance, feel free to get in touch. I'm here to...
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Steve and his team were very personable, friendly and helpful. Their vailability for the work and for questions was awesome. I didn't have hardly any questions becuase everything was explained so thoroughly and very understandable.
Reply from Steven Wheeler
November 3rd, 2025 07:12 PM
It's great to hear that you found my team approachable, Jennifer. Ensuring clear communication and being available to address questions is something I prioritize. I'm pleased that everything was explained so thoroughly for you. If there's anything...
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Personalized touch. Very flexible and works with you
Reply from Steven Wheeler
October 24th, 2025 02:57 PM
I appreciate your feedback, Robert. I'm glad to hear you valued the personalized approach and found my flexibility helpful. My goal is always to work closely with clients to meet their needs effectively. If you ever have any questions or need...
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I would recommend Steven Wheeler hands down. This man cares and will make sure you get the best deal.
Reply from Steven Wheeler
October 22nd, 2025 03:51 PM
I'm grateful for your recommendation, Jaimme. It's important to me to ensure that you feel supported and that you receive the best possible deal. Your acknowledgment of this means a lot. If there's anything more you need or any questions arise...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149