

Steven Wheeler
Senior Mortgage Banker | NMLS# 960859

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
Steve was very responsive.
Reply from Steven Wheeler
December 10th, 2025 04:40 PM
Thanks for taking the time to share your feedback, Donna. I’m pleased to know that my responsiveness met your expectations. If there's anything else you need or any other way I can assist, feel free to get in touch.
Steven was very helpful from the start to the end. He communicated in a timely manner. When talking to the title company he followed up to make sure I understood everything. Somethings came up and he ensured me that it will all work out. I...
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Reply from Steven Wheeler
December 8th, 2025 04:28 PM
NaKeia, I appreciate you sharing your experience. It's great to know that you felt supported from start to finish and that my communication helped clarify the process for you. I'm glad I could assist with any concerns along the way. Looking...
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Very helpful during our offer process running numbers and making sure client was comfortable with their down payment and monthly payment.
Reply from Steven Wheeler
December 8th, 2025 03:36 PM
I'm glad to hear that I could provide helpful assistance during your offer process, Marcie. Ensuring comfort with both down payment and monthly payments is a key priority for me. If you have any more questions or need further support, feel...
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Steve Wheeler is an amazing lender!!! He went above and beyond to ensure my clients had a smooth transaction. He was always quick to respond to questions, kept everyone in the loop, and delivered on closing day. Highly recommend him to anyone...
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Reply from Owner
December 8th, 2025 03:36 PM
Thank you for sharing your feedback, Christina. It’s great to know that the transaction went smoothly and that my efforts to communicate effectively made a positive difference for your clients. Being responsive and keeping everyone informed...
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Steven Wheeler has received a review with 5 star rating from Michael H
Reply from Owner
December 1st, 2025 07:10 PM
Michael- I’m happy we were able to work together to help you get into your first home! Even the government shut down couldn’t stop us!! Thank you for choosing Flat Branch as your lender, it was a pleasure to get to know you and a pleasure to...
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Worked with me and was patient during rhe government shutdown and offered alternative to get things moving forward.
Reply from Steven Wheeler
December 1st, 2025 05:29 PM
Thank you for your feedback, Michael. Navigating the complexities of situations like a government shutdown can be challenging, and I'm glad I could assist you through it by offering alternative solutions. If you have any more questions or need...
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Steven has always been so knowledgeable and helpful! there's nobody better!
Reply from Steven Wheeler
November 26th, 2025 08:34 PM
I'm grateful for your kind words, Tom. It's rewarding to know that my assistance and expertise made a positive impact on your experience. If you ever have more questions or need further support, don't hesitate to reach out. I'm always here...
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Gpod communication and quick work! Great team overall to work with
Reply from Steven Wheeler
November 21st, 2025 05:49 PM
I'm glad to hear you had a positive experience working with me, Serena. Effective communication and efficiency are key parts of what I strive to offer. If there's anything more you need or if you have any other feedback to share, please feel...
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Steve was very communicative during the whole process and kept us in the loop the entire time. He was very helpful with any questions we had .
Reply from Steven Wheeler
November 14th, 2025 05:10 PM
Thanks for sharing your feedback, Julia. I'm pleased to know that you felt informed and supported throughout the process. Communication is key, and I always aim to address any questions you might have. If there's anything more I can do for...
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It was a perfect experience from beginning to end. The buyers felt educated, communicated with, assisted throughout the transaction...very personalized professional attention! Thanks Steve and team!
Reply from Steven Wheeler
November 14th, 2025 01:58 PM
Thank you for taking the time to share your thoughts, Sharon. I'm pleased that you found the experience seamless and tailored to your needs from start to finish. Providing a personalized and professional service is always my priority, so it's...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149