

Steven Clifford
Senior Mortgage Banker | NMLS# 631051

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
5 star customer review
Reply from Steven Clifford
November 6th, 2024 03:57 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
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Great communication & frequent updates with the process. Steven was very helpful with our questions and attentive to our needs.
Reply from Steven Clifford
November 6th, 2024 03:57 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
5 star customer review
Reply from Steven Clifford
November 6th, 2024 03:57 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
5 star customer review
Reply from Steven Clifford
November 6th, 2024 03:57 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
Steven Clifford was very thorough and great to work with.
Reply from Steven Clifford
November 6th, 2024 03:57 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
Steve is an awesome guy . He always goes the extra mile to make sure deals are sealed and our clients are 100 % satisfied and happy . This is my second deal I have closed with him . I can’t wait to see what the future holds as we continue to...
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Reply from Steven Clifford
September 5th, 2024 06:20 PM
I appreciate your kind words, Monyell. It's great to hear you've been satisfied with the service. It's always a pleasure working with you to make sure your clients are as happy as possible. I'm thrilled to know you're excited for future opportunities...
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Steven was on top of his game! There was never a time I had to question whether he had my best interest. That speaks volumes!
Reply from Steven Clifford
September 5th, 2024 06:21 PM
So happy for you and the kiddos. It was my pleasure working with you on this journey. Congratulations, and can't wait for that housewarming party!! Thanks again for your 5-star review.
- Steven Clifford, Flat Branch Home Loans
Steve and his team were professional and very timely. They had great communication and always were helpful and knowledgeable with me as a customer.
Reply from Steven Clifford
September 5th, 2024 02:15 AM
Thanks brother! Excited for you, Courtney, and the kids. Can't wait for the housewarming party!!!
Steve worked hard to get this deal done and kept everyone in the loop the whole time
Reply from Steven Clifford
September 5th, 2024 02:15 AM
I appreciate your kind review, Heather. I'm glad to hear that you found the communication throughout the process to be satisfactory. At Flat Branch Home Loans, we always aim to keep our clients informed and work diligently to ensure a positive...
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Steven always goes above and beyond for my clients & myself. GREAT communication! You'll regret working with anyone else after doing a transaction with Steven & his team!
Reply from Steven Clifford
August 26th, 2024 03:20 PM
I truly appreciate your kind words, Tabatha. It's been a pleasure working with you and assisting your clients. Communication is indeed key! Your satisfaction is our priority at Flat Branch Home Loans, and to hear that you've had a great experience...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
First Time Home Buyer
Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
Bank Statement Loans
Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
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Memberships
- The Giving Branch Board Member
- American Cancer Society Representative - Making Strides Against Breast Cancer
- I9 Soccer Coach
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Addresses and Serving Areas
Primary Serving Area
Year Started
2016
Licenses
- NMLS# 631051
Awards
2026 Scotsman Guid...
Achievements
- Board Member of The Giving Branch
Hobbies
- Bowling
- Golf
- Sporting Events
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149