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Steven Clifford - Senior Mortgage Banker | NMLS# 631051 in Chesterfield, MO

Steven Clifford

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Senior Mortgage Banker | NMLS# 631051

Company Logo
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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Range
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5 Star
97%
4 Star
2%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • 3rd Party Review
    B
    Brian T
    Saint Charles, MO
    Posted on September 6th, 2024 12:00 AM
    5 star customer review
    Reply from Steven Clifford
    November 6th, 2024 03:57 AM
    We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
    read more
  • 3rd Party Review
    E
    Eric T
    Saint Louis, MO
    Posted on September 6th, 2024 12:00 AM
    Great communication & frequent updates with the process. Steven was very helpful with our questions and attentive to our needs.
    Reply from Steven Clifford
    November 6th, 2024 03:57 AM
    We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
    read more
  • 3rd Party Review
    E
    Elizabeth H
    Saint Louis, MO
    Posted on September 6th, 2024 12:00 AM
    5 star customer review
    Reply from Steven Clifford
    November 6th, 2024 03:57 AM
    We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
    read more
  • 3rd Party Review
    E
    Elizabeth H
    Saint Louis, MO
    Posted on September 6th, 2024 12:00 AM
    5 star customer review
    Reply from Steven Clifford
    November 6th, 2024 03:57 AM
    We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
    read more
  • 3rd Party Review
    D
    Dustin R
    Saint Peters, MO
    Posted on September 6th, 2024 12:00 AM
    Steven Clifford was very thorough and great to work with.
    Reply from Steven Clifford
    November 6th, 2024 03:57 AM
    We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
    read more
  • Encompass
    M
    Monyell W
    WENTZVILLE, MO
    Posted on September 5th, 2024 05:57 PM
    Steve is an awesome guy . He always goes the extra mile to make sure deals are sealed and our clients are 100 % satisfied and happy . This is my second deal I have closed with him . I can’t wait to see what the future holds as we continue to...
    read more
    Reply from Steven Clifford
    September 5th, 2024 06:20 PM
    I appreciate your kind words, Monyell. It's great to hear you've been satisfied with the service. It's always a pleasure working with you to make sure your clients are as happy as possible. I'm thrilled to know you're excited for future opportunities...
    read more
  • Encompass
    P
    Porscha T
    WENTZVILLE, MO
    Posted on September 5th, 2024 03:05 PM
    Steven was on top of his game! There was never a time I had to question whether he had my best interest. That speaks volumes!
    Reply from Steven Clifford
    September 5th, 2024 06:21 PM
    So happy for you and the kiddos. It was my pleasure working with you on this journey. Congratulations, and can't wait for that housewarming party!! Thanks again for your 5-star review. - Steven Clifford, Flat Branch Home Loans
  • Encompass
    C
    Chad M
    LAKE SAINT LOUIS, MO
    Posted on September 5th, 2024 01:05 AM
    Steve and his team were professional and very timely. They had great communication and always were helpful and knowledgeable with me as a customer.
    Reply from Steven Clifford
    September 5th, 2024 02:15 AM
    Thanks brother! Excited for you, Courtney, and the kids. Can't wait for the housewarming party!!!
  • Encompass
    H
    Heather B
    LAKE SAINT LOUIS, MO
    Posted on September 1st, 2024 12:36 PM
    Steve worked hard to get this deal done and kept everyone in the loop the whole time
    Reply from Steven Clifford
    September 5th, 2024 02:15 AM
    I appreciate your kind review, Heather. I'm glad to hear that you found the communication throughout the process to be satisfactory. At Flat Branch Home Loans, we always aim to keep our clients informed and work diligently to ensure a positive...
    read more
  • Encompass
    T
    Tabatha L
    TROY, MO
    Posted on August 26th, 2024 12:31 PM
    Steven always goes above and beyond for my clients & myself. GREAT communication! You'll regret working with anyone else after doing a transaction with Steven & his team!
    Reply from Steven Clifford
    August 26th, 2024 03:20 PM
    I truly appreciate your kind words, Tabatha. It's been a pleasure working with you and assisting your clients. Communication is indeed key! Your satisfaction is our priority at Flat Branch Home Loans, and to hear that you've had a great experience...
    read more
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Mortgages
    FHA Mortgages
    VA Mortgages
    USDA Mortgages
    First Time Home Buyer
    Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
    Bank Statement Loans
    Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
    View All
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    Memberships
    • The Giving Branch Board Member
    • American Cancer Society Representative - Making Strides Against Breast Cancer
    • I9 Soccer Coach
    • View All
    Addresses and Serving Areas

    Year Started

    2016
    Licenses
    • NMLS# 631051
    Awards
    2026 Scotsman Guide Top Orginator
    2026 Scotsman Guid...
    Achievements
    • Board Member of The Giving Branch
    Hobbies
    • Bowling
    • Golf
    • Sporting Events
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149