

Steven Clifford
Senior Mortgage Banker | NMLS# 631051

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Steve is the best! We’ve made a great team on several closings now and I can’t wait for the next one!
Reply from Steven Clifford
August 19th, 2024 02:13 PM
Appreciate the kind words and trust with your clients. Loved helping Dana find the perfect condo...twice. Congratulations!!! On to the next one...LET'S GO💥
Steven went above and beyond to make it easy for me!
Reply from Steven Clifford
August 19th, 2024 02:12 PM
Appreciate the kind words. Loved helping you find the perfect condo. Can't wait for the housewarming party!
Steven would answer all questions we had at any any time he was a great person to work with during this very stressful but fun time.
Reply from Steven Clifford
August 19th, 2024 02:11 PM
Appreciate the kind words. Loved helping you and Danielle purchase your home. Can't wait for the housewarming party! LGB!!!
Steve is always great!!
Reply from Steven Clifford
August 14th, 2024 03:22 PM
Thank you for the kind words, my pleasure. Enjoyed working with you as well and thanks for being so awesome. Looking forward to that house warming party. Congratulations 🍾🍾
Cliff was wonderful to work with! Answered all our first time home buyer questions quickly and was super easy to get ahold of. Will definitely be recommending him to people in the future!
Reply from Steven Clifford
August 14th, 2024 03:22 PM
Thank you for the kind words, my pleasure. Enjoyed working with you as well and thanks for being so awesome. Looking forward to that house warming party. Congratulations 🍾🍾
Steve communicates so well. He keeps us up to date and makes sure the buyers know exactly what’s going on.
Reply from Steven Clifford
August 14th, 2024 12:48 PM
I'm overjoyed to read your positive feedback, Sierra. Keeping my clients well-informed throughout the process is something I strive for, so it's great to know this was appreciated. I thoroughly enjoyed working with you and look forward to any...
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Cliff was awesome with communication and great timing on everything with closing on my 1st home. Thank you for your great service and I will definitely refer Flat Branch to all friends and family or anyone that’s looking to get a loan to buy...
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Reply from Steven Clifford
August 1st, 2024 02:26 PM
Thank you for the kind words, my pleasure. Enjoyed working with you as well and thanks for being so awesome. Looking forward to that house warming party. Congratulations 🍾🍾
Great service throughout the entire process. Stayed in communication, informing us of the next step in detail in advance, and making the process super easy.
Reply from Steven Clifford
November 6th, 2024 04:04 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
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5 star customer review
Reply from Steven Clifford
November 6th, 2024 04:04 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
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Steve, Amy, and Amber did an excellent job.\r\nWe requested an early closing putting more pressure on the team and they far exceeded our expectations with everything we requested.\r\nClosing went really good with no surprises.\r\nThank you...
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Reply from Steven Clifford
November 6th, 2024 04:04 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
First Time Home Buyer
Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
Bank Statement Loans
Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
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Memberships
- The Giving Branch Board Member
- American Cancer Society Representative - Making Strides Against Breast Cancer
- I9 Soccer Coach
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Addresses and Serving Areas
Primary Serving Area
Year Started
2016
Licenses
- NMLS# 631051
Awards
2026 Scotsman Guid...
Achievements
- Board Member of The Giving Branch
Hobbies
- Bowling
- Golf
- Sporting Events
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149