Steven Clifford
Senior Mortgage Banker | NMLS# 631051
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Excellent keep your good work.
Reply from Steven Clifford
November 6th, 2024 03:57 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
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5 star customer review
Reply from Steven Clifford
November 6th, 2024 03:57 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
5 star customer review
Reply from Steven Clifford
November 6th, 2024 03:57 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
Steve and his team were AWESOME! The entire process was smooth and efficient. Highly recommend.
Reply from Steven Clifford
November 6th, 2024 03:57 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
4 star customer review
Reply from Steven Clifford
November 6th, 2024 04:04 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
Our Loan Officer was responsive and helpful early on in our process - I certainly appreciate his patience as I believe it took us around a year to find our home. \r\n\r\nUnfortunately, ANY calls made to Flat Branch by our realtor went unanswered...
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Reply from Steven Clifford
November 6th, 2024 04:03 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
5 star customer review
Reply from Steven Clifford
November 6th, 2024 04:03 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
Excellent and great company. I have already recommended Flat Branch and Steven to 3 friends who are seriously thinking about home buying.
Reply from Steven Clifford
November 6th, 2024 04:03 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
Steven Clifford was amazing to work with. The whole process was easy and he kept us updated as we moved forward with the refinance.
Reply from Steven Clifford
November 6th, 2024 04:03 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
Steven Clifford was amazing to work with. The whole process was easy and he kept us updated as we moved forward with the refinance.
Reply from Steven Clifford
November 6th, 2024 04:03 AM
We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
read more
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
First Time Home Buyer
Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
Bank Statement Loans
Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
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Memberships
- The Giving Branch Board Member
- American Cancer Society Representative - Making Strides Against Breast Cancer
- I9 Soccer Coach
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Addresses and Serving Areas
Primary Serving Area
Year Started
2016
Licenses
- NMLS# 631051
Awards
2026 Scotsman Guid...
Achievements
- Board Member of The Giving Branch
Hobbies
- Bowling
- Golf
- Sporting Events
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149