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Steven Clifford - Senior Mortgage Banker | NMLS# 631051 in Chesterfield, MO

Steven Clifford

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Senior Mortgage Banker | NMLS# 631051

Flat Branch Home Loans - Chesterfield, MO
Company Logo
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(314) 443-4912
Chesterfield, MO
https://flatbranchhomeloans.com/team/steven-clifford
Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
1%
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0%
Reviews from Web
  • Encompass
    K
    Kelley S
    SAINT PETERS, MO
    Posted on October 6th, 2024 01:23 PM
    Cliff is always available to answer questions and be an emotional counselor!!
    Reply from Steven Clifford
    October 16th, 2024 01:25 PM
    I'm truly grateful for your kind words, Kelley. It's always my goal to be there for my clients throughout the process. Your satisfaction is my priority and hearing that I have met that expectation is rewarding. Thank you for choosing Flat Branch...
    read more
  • Encompass
    T
    Trish W
    MANCHESTER, MO
    Posted on October 6th, 2024 12:03 AM
    Clifford is the absolute best lender! Our home sale in Manchester, MO almost fell apart due to hail damaged siding, but Steve Clifford helped us get through it and found a quick solution. Closed on time!! Can't ask for more!
    Reply from Steven Clifford
    October 29th, 2024 11:56 PM
    I'm thrilled to hear that you had a positive experience, Trish! I understand how stressful the situation could have been when your home sale was at risk due to hail damage. I'm glad I was able to help in finding a quick solution and ensuring...
    read more
  • Encompass
    J
    Joe P
    TROY, MO
    Posted on September 30th, 2024 02:06 PM
    Steven, does an excellent job, he's informative and we always know where we are in the lending process. We would highly recommend Steven for all lending needs.
    Reply from Steven Clifford
    September 30th, 2024 03:08 PM
    Thank you so much for the kind words, Joe! I'm glad to know that you found the lending process informative and easy to follow. It's always my goal to provide the best possible service. So, it's great to hear that you'd recommend me for all...
    read more
  • Encompass
    C
    Cassie C
    WARRENTON, MO
    Posted on September 13th, 2024 06:57 PM
    Cliff has been absolutely amazing through this whole process. He responds in a timely manner and makes sure you understand all information given. He has made this process for us so much less stressful then we thought it would be. Thank you...
    read more
    Reply from Steven Clifford
    September 13th, 2024 09:54 PM
    I'm genuinely thrilled to hear that your experience was less stressful than expected, Cassie! It's always my aim to make the process as smooth and understandable as possible. Your wonderful feedback means a lot, and I'm glad I could be of help...
    read more
  • Encompass
    D
    Danielle B
    WARRENTON, MO
    Posted on September 9th, 2024 06:50 PM
    Steven was great!
    Reply from Steven Clifford
    September 9th, 2024 08:02 PM
    You guys were great! Can't wait for the housewarming party!
  • 3rd Party Review
    D
    Demetrius K
    Florissant, MO
    Posted on September 6th, 2024 12:00 AM
    Steve was wonderful. Used his expertise to place us in the best position to secure our loan. A pleasure to work with.
    Reply from Steven Clifford
    November 6th, 2024 04:03 AM
    We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
    read more
  • 3rd Party Review
    J
    Jesse S
    Moscow Mills, MO
    Posted on September 6th, 2024 12:00 AM
    Steve has always been great and very knowledgeable. Makes the process easy and effortless.
    Reply from Steven Clifford
    November 6th, 2024 04:03 AM
    We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
    read more
  • 3rd Party Review
    C
    Christopher K
    O Fallon, MO
    Posted on September 6th, 2024 12:00 AM
    Steve is the best. All SMILES!
    Reply from Steven Clifford
    November 5th, 2024 03:57 PM
    I'm genuinely thrilled to hear that you had a positive experience, Christopher! Your feedback is greatly appreciated and it's fantastic to know you were all smiles throughout the process. I'm here if there's anything else you need in the future...
    read more
  • 3rd Party Review
    R
    ROBERT T
    Olivette, MO
    Posted on September 6th, 2024 12:00 AM
    Steven, you and your team at Flat Branch are the best, no worries throughout the entire process. I can highly recommend you and Flat Branch to any family member or friends looking to buy a new or existing home.
    Reply from Steven Clifford
    November 6th, 2024 04:03 AM
    We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
    read more
  • 3rd Party Review
    M
    Marissa S
    Saint Charles, MO
    Posted on September 6th, 2024 12:00 AM
    Steven Clifford was amazing to work with. The whole process was easy and he kept us updated as we moved forward with the refinance.
    Reply from Steven Clifford
    November 6th, 2024 04:03 AM
    We recently switched survey platforms and old responses popped up. Just wanted to say thank you and hope all is well. If you need anything, don't hesitate to reach out. Referrals appreciated. Thank you for your wonderful feedback! - Steven...
    read more
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Mortgages
    FHA Mortgages
    VA Mortgages
    USDA Mortgages
    First Time Home Buyer
    Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
    Bank Statement Loans
    Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
    View All
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    Memberships
    • The Giving Branch Board Member
    • American Cancer Society Representative - Making Strides Against Breast Cancer
    • I9 Soccer Coach
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    Addresses and Serving Areas

    Year Started

    2016
    Licenses
    • NMLS# 631051
    Awards
    2026 Scotsman Guide Top Orginator
    2026 Scotsman Guid...
    Achievements
    • Board Member of The Giving Branch
    Hobbies
    • Bowling
    • Golf
    • Sporting Events
      • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149