Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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I am currently in bankruptcy and did not believe I would ever be able to secure a mortgage for a new home. Mr. Fischer and I started on this journey well over a year ago. When I first contacted Mr. Fischer, he was upfront and honest about the...
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Great job considering my situation I'm very happy!! Y'all gave me plenty of other options to keep the process going when the other company just said no! I was able to get into the house I had already made an offer on before we lost it!
Mr. Fischer was very professional and knowledgeable in every aspect. Especially I appreciate all his time to answer my question.
Having heard horror stories about the trials and tribulations of getting financing, I was extremely pleased with the speed and smoothness of the process. I don't think it could have been better. Thanks!
Friendly fast efficient professional personable excellent support staff
Work with Steve often as a broker/real estate agent. Steve is super efficient, easy to get a hold of, and super informed! He knows his stuff and gets it done!!
The process was streamlined and very fast and efficient.
We love to be mostly online experience with Highland Residential Mortgage. The process was simple and fast. I would recommend anyone buying a home to use these professionals.
The whole loan process was very painless. Steve kept everything on track. The communication was amazing. We would highly recommend This service.
I have worked with Steve on both of my house purchases, and he is very professional, answer all questions form a knowledgeable and timely manner, and is a pleasure to work with.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.