Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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When we had no hope on closing, Steve and his amazing team gave us hope. The customer service was beyond excellent and the level of communication was always on point. I would highly recommend anyone to Highlands Mortgage Company that is looking...
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Very easy to work with. Prompt replies and perfect guidance through the whole process.
Steve and his team were very accessible and worked diligently to help guide me through and get me through what is a bit of a daunting process alone. I was referred to Steve by a friend and I will readily refer anyone else to him for a positive...
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Steve and Mark were both very informative and answer every question I had and gave me all my options in full description.
Thank you so much!
Christina Pranger
Great communication and closed my buyer with super speed!
VERY GOOD CUSTOMER SERVICE
Steve made it easy for me as a real estate agent and easy for his client in the buying process.
Steve has taken care if my last three mortgages. He gives me all my best options, prepares me for process and executed flawlessly. Great experience every time.
Steve and Mark were great to work with. Everything was efficient and easy. As a first time homebuyer, I can’t imagine a more smooth experience.
The process of buying our first home was nothing short of amazing thanks to the guidance, support, and open communication provided by Steve and his team at Highlands Residential Mortgage. We found our dream home, contacted Steve, then we moved...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.