Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Thank you so much for everything
Steve and his team are very knowledgeable of the market and any changes that may affect my clients. They keep everyone informed during the process and their communication is always above par. Thank you Steve for another successful transaction!...
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I received prompt updates. My financial situation was handled with care to ensure my loan and closing fit my particular needs. Communication was excelent someone always answered my calls messages or emails in a timley manner in a way Icould...
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Steve is as knowledge as anyone in the mortgage business. He is a great communicator and is always available to answer questions.
You were very helpful throughout the entire process. Buying a house was intimidating, but thanks to you and Highlands Mortgage, it was a smooth process!
Good team to work with
Steve, Mark, and the rest of the team were incredible. They made my home-buying experience so great. I had expected this process to be a headache; however, because of Highland Mortgage’s genuine care and proactiveness, it was no headache at...
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The buyer was extremely happy. That makes me, his Realtor, very happy!
Such a great experience. Everything was explained clearly as to what we needed to do for each process. The videos were amazing. They explained what was happening and what was going to happen in the next steps. It was all so helpful. Thank you!...
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Good advice was given to get us well qualified for our loan. The staff did their best to keep us in the loop even if it did take us a while to get everything together.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.