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Steve Fischer - Branch Manager | NMLS# 139230 in Columbia, MD

Steve Fischer

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Branch Manager | NMLS# 139230

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
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1 Star
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Reviews from Web
  • Encompass
    K
    Kathryn S
    Benton, AR
    Posted on September 18th, 2020 11:21 AM
    This was the easiest acquisition of a house I have ever experienced. Great communication!
  • Encompass
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    Molly M
    Little Rock, AR
    Posted on September 2nd, 2020 04:16 AM
    Loved getting the email updates on the status of our application. Steve was great to work with. We appreciate the care and efficiency!
  • Encompass
    D
    Diania M
    Hot Springs, AR
    Posted on September 1st, 2020 06:04 PM
    The communication was exceptional! I love the video progress reports. I’m wanting to implement a tool like this in my business So great!
  • Encompass
    C
    Clay D
    Little Rock, AR
    Posted on September 1st, 2020 01:19 PM
    Steve, Thomas and Mark were an incredible team to work with. They were well organized and kept a good pace from the time we went under contract until we were finally closed (which was on the originally scheduled closing date.) I received regular...
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  • Encompass
    J
    Jonny L
    Cabot, AR
    Posted on August 31st, 2020 01:42 PM
    Everyone is so helpful in every aspect of the process. Any questions are answered promptly.
  • Encompass
    P
    Paige R
    Little Rock, AR
    Posted on August 31st, 2020 01:10 PM
    Easy & pleasant process!
  • Encompass
    R
    Robert M
    Little Rock, AR
    Posted on August 29th, 2020 03:47 PM
    Outstanding job! Appreciate Steve and his team.
  • Encompass
    S
    Shelby J
    Little Rock, AR
    Posted on August 27th, 2020 10:07 AM
    Highlands was great from the very beginning of our home loan process! All of the people with whom we had contact were very friendly and we received frequent updates.
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    Larry J
    Little Rock, AR
    Posted on August 25th, 2020 01:56 PM
    Hands on with the phone app and notifications. Loved how quickly my emails were answered and questions were addressed. The videos at each stage were helpful also in understanding the process. Glad we used you!
  • Encompass
    A
    Austin F
    Little Rock, AR
    Posted on August 25th, 2020 01:32 PM
    Steve is always easy to reach and keeps client and agent up to date on loan process.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 139230
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.