Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Wonderful experience easy to work with!
Easy to work with. Steve is a straight shooter.
Steve and his team were great. They answered every question and was there for us every step of the way.
Steve was very responsive any time I needed an update or additional information. It was an easy transaction.
Minimizing the use of my time, tracking the process to completion.
Steve Gave me great service. He kept me updated every time I had any questions or concerns. He always responded quickly when I texted or called him. I would certainly recommend him to my friends.
Mark Brandon is knowledgeable, professional, considerate and friendly.
Made my refinance quick and very easy.
Steve, Mark and everyone from the Highlands crew made my first time buying a home so smooth! They kept me up to date every step of the process and they’re just genuinely nice people. Couldn’t recommend enough!
Though there were several bumps in the road on our way to purchasing our dream home, Steve and Mark from the Highlands team were very communicative and professional throughout the process. The app and loan web portal made it very easy to track...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.