Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
They were so professional and kept yes updated informed and everything
so easy to work with
Easy to communicate through phone, text, and email.
Professionalism, always available to assist with any concerns, quick to resolve any situation, very helpful overall
Steve and Thomas were easy to work with, efficient, and friendly.
Steve and his Assistant Thomas are excellent. Great communication and kept positive every step of the way. Best of the best. Will definitely be back in the future.
Steve worked hard on my loan.
Steve and his Assistant Thomas are excellent. Great communication and kept positive every step of the way. Best of the best.
The folks at Highlands had 3 weeks To get me approved, The appraisal and other necessary steps completed And get me an order for my closing date on time. They came through with flying colors and everything went flawlessly! Steve and his assistant...
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Communication, thorough, professional
Good communication and very helpful along the way.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.