Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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They were able to answer any and all questions and very easy to contact.
Steve did a great job, made referrals for us, and had a team that helped make sure everything was communicated well and effectively.
Reply from Steve Fischer
September 30th, 2025 06:33 PM
Thanks so much for the chance to help!
You guys were awesome to work with!
Let me know if u need anything at all
The communication and knowledge
Steve stayed on top of everything during the entire transaction. He was excellent at communicating. When we had a flood zone issue he got on top of that incredibly quickly with the appraisal. He kept my buyers informed all throughout the process....
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Reply from Steve Fischer
September 30th, 2025 06:33 PM
Thanks so much for the chance to help
You were a pleasure to work with!!
The combo of Steve's efficiency and speed in making up for my tardiness in getting him the contract were second to none. We closed on time despite that due to an innocent e-mail oversight I was nearly two weeks late getting him a copy of the...
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Steve and Mark Brandon were excellent. Answered all my questions even after hours which is above and beyond.
Painless process. Easy to read docs
Steve and Thomas were there for me every step of the way and went above and beyond. They were great with communication and updates, making me feel reassured during a stressful time. I can’t thank them enough for getting me in my dream home!...
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Very knowledgeable about the process and helpful with all questions.
Steve was attentive and quick to respond from day one. He made the entire process easy and unstressful. This is the third time we have purchased a home with Highlands Residential Mortgage, Steve has definitely made us a customer for life.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.