

Steve Fischer
Branch Manager | NMLS# 139230

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Steve Fischer is first class on knowing the business. I appreciate his work ethic and his dedication to communicating with the Clients and to me.
Steve is our absolute top lender. The best of the best
I love the up to date communication Steve gave which made for a very quick and pleasant process for me. He is so nice and easy to work with. My family would use him over and over!
Working with Steve, and the gang could’ve been a better experience, and they made it painless! I would highly recommend this organization to any, and everyone out there. No matter what question or problem came up they had an answer and a solution....
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The whole team at Highlands is great! They help customers navigate the daunting home buying process with great efficiency and knowledge from the teams years of experience. This is my second time using them for my mortgage needs. I will definitely...
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This man is very professional, very patient and understanding, took the time to work with me and made great things happen in my favor, I’m glad I came to Steve and will recommend him to anyone that decides to buy a house. He’s dedicated to...
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Steve and Mark work great together in communicating all the info and making process smooth, easy and there behind the scenes team is awesome as well. Great experience every time.
Steve helped me get my dream home! We were on a tight timeline and he worked so hard, even on the weekend, to expedite my application. The process and communication was seamless, and I really relied on Steve's knowledge and expertise. He helped...
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Always answering every question we had and going above and beyond to help us with our home buying process.
Steve is always available to answer any questions and offer guidance to make the process go smoothly!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.