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Guild Mortgage - Steve Dick
Loan Officer | NMLS# 284217


St Johns River Community College
I have spent the last 25 years helping clients reach their homeownership dreams. I work with people to help improve their credit and allow them their best opportunity to be
homeowners. I work with a variety of down payment assistance prog... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Favorite was the video messages of information, made it personable. #SOLD
Reply from Steve Dick
May 25th, 2026 06:10 PM
Thank you so much Ashley. I am so glad you liked the videos you just never know how people will respond to those. If you ever need me again, please don't hesitate to reach out.
Steve was fantastic to work with throughout the transaction. He handled the mortgage process professionally, communicated clearly, and made everything feel seamless from start to finish. My clients were well taken care of every step of the...
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Reply from Owner
May 12th, 2026 03:17 PM
Thank you for the kind words, Paul. I'm glad to hear that the process went smoothly and that your clients felt well taken care of. It’s appreciated to know that my communication and professionalism contributed to a successful closing. If you...
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Thank you Steve you were excellent to work with
Reply from Guild Mortgage - Steve Dick
May 6th, 2026 05:30 PM
Thank you for your kind words, Paul. I'm happy to hear that you found working with me to be a positive experience. If you ever need assistance again, please feel free to reach out.
Steve was very personable and prompt. We were ready to close in around 25 days which is a testament to everyone's efficiency. It was a very pleasant experience overall.
Reply from Owner
May 12th, 2026 03:17 PM
Thank you so much. You guys were wonderful to work with as well.
Steve was very personable and prompt. We were ready to close in around 25 days which is a testiment to everyone's efficiency. It was a very pleasant experience overall.
Reply from Steve Dick
May 6th, 2026 05:31 PM
Thank you. You and your wife were fantastic to work with as well. Any time we needed anything you were Johnny on the spot!! I hope you love your new home.
Excellent communication, smooth process, and happy clients—highly recommend working with Steve Dick and his team!
Reply from Guild Mortgage - Steve Dick
March 25th, 2026 04:11 PM
Thank you so much I truly appreciate your kind words.
Steve really went to the mattresses fir us. His patient approach was also very appreciated. He routinely found solutions when we were ready to throw in the towel. He provided clear guidance throughout the process. Would not have made it through...
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Reply from Guild Mortgage - Steve Dick
March 23rd, 2026 05:18 PM
Thank you so much I really appreciate the kind words. It was challenging but we made it. I hope you two love your new home!!
Steve was responsive, knowledgeable, and easy to work with. He helped keep everything moving smoothly and made the process simple.
Reply from Steve Dick
March 23rd, 2026 01:16 PM
It's great to hear about your positive experience, Amanda. I aim to provide clear guidance and ensure a seamless process, so I'm pleased that my responsiveness and knowledge made things easier for you. If you have any future questions or need...
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Overall a great experience
Reply from Guild Mortgage - Steve Dick
March 4th, 2026 04:49 PM
Thank you for sharing your experience, Timothy. I'm pleased to hear that everything went well. Should you have any questions or need assistance in the future, please don't hesitate to reach out.
I've referred people to Steve previously, and even used Steve for our very own last home purchase. Always very thorough and easy to connect with when questions pop up.
Reply from Steve Dick
March 4th, 2026 04:49 PM
Thank you Donna, you are one of my absolute favorite people to work with.
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About
I have spent the last 25 years helping clients reach their homeownership dreams. I work with people to help improve their credit and allow them their best opportunity to be
homeowners. I work with a variety of down payment assistance programs always striving to get people the best possible opportunity for them and their families.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
VA
USDA
FHA
Bank statement loans
DSCR
HELOC
Non warrantable condos and condo tels
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Education
- St Johns River Community CollegeGeneral StudiesAssociate of Arts (AA)Aug 1987 -Jun 1989

- University of North FloridaCriminal JusticeBachelor of Arts (BA)Aug 1989 -May 1991

Positions
- Cardinal Financial - Loan Originator Outside Sales
- Guild Mortgage -
Memberships
- A-Team
- Panama City Beach Chamber of Commerce
- Holy Nativity Episcopal Church
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 284217
Awards
Most referrals giv...
Circle of Excellen...
Achievements
- Most referrals given for A-Team
- Circle of Excellence
Hobbies
- Taking Biscuit, the therapy dog, to schools and veterans homes
- Hiking the mountains of North Carolina
- River rafting
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Disclaimer
I am authorized to do business in the states of Alabama and Florida.; NMLS ID: 284217; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.