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Sterling Smith- First Community Mortgage - NM...
VP, Branch Manager | NMLS ID 1726806
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American ... Show More
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Business Hours
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8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Good communication, very helpful throughout process, when mistakes were made on any part sterling was great with getting everything back on track.
Reply from Sterling Smith- First Community Mor...
October 24th, 2023 07:22 PM
Thank you, Blade! It was a pleasure working with you!
Sterling was wonderful to work with during what can be a stressful process. He or his team was always available to take my call to answer questions. I would highly recommend.
Reply from Sterling Smith- First Community Mor...
October 23rd, 2023 09:49 PM
Thank you, Janae! It was a pleasure working with you and I hope you are enjoying your new home!
I used FCM for my first home purchase. When rates dropped, I refinanced that house. Every experience has been personal and informative. The team there is great at communication! Thank you to them for another flawless process.
Reply from Sterling Smith- First Community Mor...
October 23rd, 2023 01:10 PM
I'm delighted to hear about your positive experiences with us, Lauren. Your satisfaction is our top priority, and we're so thankful for your 5-star review. We look forward to serving you in the future for any mortgage needs. Best Wishes, Sterling...
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Sterling Smith- First Community Mortgage - NMLS # 1726806 has received a review with 5 star rating from Austin B
Reply from Sterling Smith- First Community Mor...
October 19th, 2023 09:02 PM
Thank you, Austin! It was a pleasure working with you!
Sterling Smith- First Community Mortgage - NMLS # 1726806 has received a review with 5 star rating from Collette T
Great communication from the team.
Reply from Sterling Smith- First Community Mor...
October 16th, 2023 03:52 PM
Thank you, Collette! It was a pleasure working with you!
The knowledge and support were incredible. The team was punctual and patient. They eliminated a lot of stress from what would otherwise be a very stressful time.
Reply from Sterling Smith- First Community Mor...
October 13th, 2023 02:08 PM
Thank you, Kyle! It was a pleasure to work with you, and we hope you enjoy your new home!
sterling was absolutely amazing to us in buying our new home. he answered all the millions of questions in depth and never left me confused. sterling is definitely a friend.
Reply from Sterling Smith- First Community Mor...
October 13th, 2023 12:01 PM
Thank you Tatum, I am so proud to call you a friend!
Sterling Smith, Lexi, and Samantha did everything in there power to help they was all just a phone call away they made the stressful situation easier to handle
Reply from Sterling Smith- First Community Mor...
October 11th, 2023 08:34 PM
Thank you, Tabitha! It was a pleasure working with you and we hope you are enjoying your new home!
Sterling Smith- First Community Mortgage - NMLS # 1726806 has received a review with 5 star rating from Heather C
Reply from Owner
January 9th, 2026 10:02 AM
Thank you Heather!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things, and, in turn, build better communities. And who would not want to support that?
First Community Mortgage is an Equal Housing Lender | FCM NMLS ID 629700
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Addresses and Serving Areas
Primary Serving Area
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1726806
Achievements
- #1 Mortgage Lender in Bedford County - 2021
- #1 Mortgage Lender in Bedford County - 2022
- #1 Mortgage Lender in Bedford County - 2023
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©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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