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Sterling Smith- First Community Mortgage - NM...
VP, Branch Manager | NMLS ID 1726806

Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American ... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
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Reviews from Web
Sterling and his team went beyond my expectations. He was very informative and helpful with every step of the process. Absolutely recommend him for a friendly, knowledgeable, and prompt service.
Reply from Sterling Smith- First Community Mor...
January 22nd, 2026 02:32 PM
Thank you for your kind words! We greatly appreciate you!
Excellent service and communication throughout the whole process. We are very pleased with our experience with Sterling and his team.
Reply from Sterling Smith- First Community Mor...
January 22nd, 2026 03:42 AM
Thank you for your review! We appreciate the kind words!
Always a pleasure working with Sterling and his team!!!
Reply from Sterling Smith- First Community Mor...
January 21st, 2026 03:08 AM
Thank you for your kind review!
Fantastic to work with.
Reply from Sterling Smith- First Community Mor...
January 20th, 2026 04:10 PM
Thank you for your review!
Everyone was incredibly responsive and super helpful throughout the entire process. Sterling went above and beyond—he stepped in to help us meet a tight deadline while we were putting in our offer and even supported us while he was on vacation....
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Reply from Sterling Smith- First Community Mor...
January 16th, 2026 08:54 PM
You are far too kind, and we greatly appreciate your business! We hope you and your family enjoy your new home!
Sterling was (still is) very helpful and quickly got our loan application submitted. We eneded up getting a better interest rate than any other lender had offered and honestly even better than what we realistically thought we could get. He...
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Reply from Owner
January 16th, 2026 08:31 PM
Thank you for your kind review, it was a pleasure serving you!
Sterling has been very helpful and quickly got our loan application submitted. We eneded up getting a better interest rate than any other lender had offered, thanks to Sterling. He took the time out of his family vacation to help our last minute...
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Reply from Sterling Smith- First Community Mor...
January 15th, 2026 09:04 PM
Thank you for the kind words, we greatly appreciate you!
Great communication and would promptly let me know any changed that came up
Reply from Sterling Smith- First Community Mor...
January 12th, 2026 02:32 PM
Thank you for your review!
I was very pleased with how they were very informative, responded quickly, friendly and very professional. It made the home buying process much easier because of these qualties. You guys made us feel like part of the family. Thank you so much...
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Reply from Sterling Smith- First Community Mor...
January 7th, 2026 11:42 PM
Thank you so much for the kind words! We definitely consider you part of our family now!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things, and, in turn, build better communities. And who would not want to support that?
First Community Mortgage is an Equal Housing Lender | FCM NMLS ID 629700
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Addresses and Serving Areas
Primary Serving Area
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1726806
Achievements
- #1 Mortgage Lender in Bedford County - 2021
- #1 Mortgage Lender in Bedford County - 2022
- #1 Mortgage Lender in Bedford County - 2023
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Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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