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Sterling Smith- First Community Mortgage - NM...
VP, Branch Manager | NMLS ID 1726806
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American ... Show More
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Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
Sterling and his team were fantasic throughout our whole journey of buying a house, from beginning to the end! Everyone was kind, professional and knowledgeable.
Reply from Sterling Smith- First Community Mor...
April 20th, 2026 11:34 AM
Thank you for your review! It was a pleasure serving you and your family!
Sterling Smith- First Community Mortgage - NMLS # 1726806 has received a review with 5 star rating from Matthew P I
Reply from Owner
April 20th, 2026 11:33 AM
Thank you for your review!
Great experience all around!
Reply from Sterling Smith- First Community Mor...
April 20th, 2026 11:33 AM
Thank you for your review!
Sterling Smith- First Community Mortgage - NMLS # 1726806 has received a review with 5 star rating from Kim C
Reply from Owner
April 20th, 2026 11:33 AM
Thank you for your review!
They were VERY communicative and ALWAYS answered a phone call or an email immediately. I would highly recommend.
Reply from Sterling Smith- First Community Mor...
April 20th, 2026 11:33 AM
Thank you for your review! We are proud of you!
Sterling Smith did not work on my loan to my knowledge, but Lexi (who works in his office) did. Lexi was absolutely fantastic! Her communication, patience, willingness to explain, help, follow through and knowledge put me at ease. She ran different...
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Reply from Sterling Smith
April 22nd, 2026 06:34 PM
Thank you for sharing your experience, Rachel. I'm pleased to hear that Lexi provided such valuable support and guidance throughout your loan process. Her dedication to clear communication and helping you feel confident in your decisions is...
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You and your team is up on all activities that is going on, you take the extra time to explain on any given time even if it is earlier or late.
Reply from Sterling Smith- First Community Mor...
April 15th, 2026 06:30 PM
Thank you for your review, it is greatly appreciated!
Every single person on this team is fantastic, from start to finish i I felt like they genuinely cared about us as first time home buyers, and not just another number. I would highly reccomend this group to anyone trying to take the next big...
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Reply from Sterling Smith
April 20th, 2026 01:28 PM
Thank you for sharing your experience, Jeremy. I'm grateful to hear that our team made you feel valued and supported throughout your home buying journey. It's always my aim to provide genuine care and guidance, especially for first-time home...
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He was very thorough. Made sure that we knew everything and explained well
Reply from Sterling Smith- First Community Mor...
April 14th, 2026 02:15 PM
Thank you for your kind review!
Sterling was thorough when explaining things , made sure we understood everything ans and we could always get ahold of him
Reply from Sterling Smith- First Community Mor...
April 14th, 2026 02:15 PM
It was a pleasure serving you!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it has been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things, and, in turn, build better communities. And who would not want to support that?
First Community Mortgage is an Equal Housing Lender | FCM NMLS ID 629700
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Addresses and Serving Areas
Primary Serving Area
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1726806
Achievements
- #1 Mortgage Lender in Bedford County - 2021
- #1 Mortgage Lender in Bedford County - 2022
- #1 Mortgage Lender in Bedford County - 2023
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©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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