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Stephen Thaggard - Producing Sales Manager | NMLS 356309 in Melbourne, FL

Stephen Thaggard

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Producing Sales Manager | NMLS 356309

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Stephen Thaggard (NMLS #356309) is a premier mortgage loan officer and local lending expert in Viera, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Stephen provides comprehensive home ... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
95%
4 Star
4%
3 Star
1%
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Reviews from Web
  • SFTP
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    Craig R
    Cape Canaveral, FL
    Posted on November 7th, 2025 02:24 PM
    Stephen was always available to answer our questions when we needed them answered. It didn't take long for him to get back to us when he needed to find an answer. He definely made the process easy for us. He had our backs through every step...
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    Reply from Stephen Thaggard
    November 24th, 2025 02:26 PM
    Craig, thank you for your kind words. I'm pleased to hear that I could be there when you had questions and that the process felt manageable for you. Knowing I played a part in helping you purchase your new home means a lot. If anything else...
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    Luz C
    Palm Bay, FL
    Posted on October 24th, 2025 08:45 PM
    We were impresed with the ease of the loan process, the clear and concise communication as well and the guidance provided.
    Reply from Stephen Thaggard
    November 10th, 2025 03:26 PM
    Thanks for sharing your experience, Luz. I'm glad to hear that the loan process felt straightforward and that the communication met your needs. Being clear and guiding my clients is something I strive for. If you have any more questions or...
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    James S
    Rockledge, FL
    Posted on October 22nd, 2025 04:11 PM
    Excellent transparent communication and quick to respond. Wonderful experience.
    Reply from Stephen Thaggard
    November 6th, 2025 04:13 PM
    I appreciate your feedback, James. Transparency and timely responses are key aspects of my approach, so it's rewarding to know that you had a positive experience. If you ever need assistance in the future, please reach out.
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    Kathleen P
    Satellite Beach, FL
    Posted on September 20th, 2025 12:25 PM
    Stephen and his entire team made the entire process seamless. The progress went quickly and they kept us updated on the status of our loan throughout the entire process which was great.
    Reply from Stephen Thaggard
    October 5th, 2025 12:26 PM
    I appreciate your feedback, Kathleen. It's great to hear that the process was seamless for you and that you felt well-informed throughout. Keeping my clients updated is something I prioritize, so I'm glad it was helpful for you. If you have...
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    Meghan B
    Merritt Island, FL
    Posted on August 29th, 2025 12:31 PM
    Clearly an experienced professional, offered several options and talked me through each one. Always had prompt responses. Exceeded my expectations at every point in the process.
    Reply from Stephen Thaggard
    September 13th, 2025 12:33 PM
    Thank you, Meghan, for sharing your experience. I appreciate your kind words and am pleased to know that I could exceed your expectations. It's important to me to provide clear options and communicate effectively throughout the process. If...
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  • SFTP
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    Kerry W
    Cocoa, FL
    Posted on August 26th, 2025 12:25 PM
    Fantastic communication , ability to work through any barriers to to reach the goal ! Fast and friemdly service . I'm very pleased with my interactions! thank you
    Reply from Stephen Thaggard
    September 10th, 2025 12:26 PM
    I'm pleased to hear that you had such a positive experience, Kerry. Effective communication and being able to overcome obstacles are priorities for me, so I'm glad this was reflected in your interactions. If you require any further assistance,...
    read more
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    Nadine H
    Palm Bay, FL
    Posted on August 26th, 2025 10:15 AM
    Stephen Thaggard, and his team were very professional and great at what they do.
    Reply from Stephen Thaggard
    September 10th, 2025 10:16 AM
    I'm glad to know that you found my team and me professional and effective, Nadine. Your satisfaction is important to me, and I'm pleased we could assist you with your home loan. If you have any future needs or questions, feel free to reach...
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    Michele M
    Melbourne Beach, FL
    Posted on August 22nd, 2025 10:47 AM
    Stephen and Karen helped to make my buying experience as simple as possible. Very responsive to text calls and emails. I look forward to doing business with them in the future.
    Reply from Stephen Thaggard
    August 22nd, 2025 03:31 PM
    We're glad to know your experience was made simple, Michele. Being responsive is important to us. We look forward to working together again in the near future. If you have any questions or need assistance along the way, we're here to help....
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    Van H
    Palm Bay, FL
    Posted on August 21st, 2025 12:03 AM
    The overall experience was great, will highly recommend to friends.
    Reply from Stephen Thaggard
    August 22nd, 2025 03:32 PM
    Thanks Van for sharing your positive experience. We're glad to hear that everything went well with your new home loan process. Your willingness to recommend us to friends is truly appreciated and means a lot. If there's anything more we can...
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  • SFTP
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    Sonia M
    Palm Bay, FL
    Posted on August 20th, 2025 01:14 PM
    He was on top of everything and made it happen
  • 21–30 of 559
    About
    Stephen Thaggard (NMLS #356309) is a premier mortgage loan officer and local lending expert in Viera, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Stephen provides comprehensive home financing solutions with Embrace Home Loans. Embrace Home Loans is pleased to have Stephen Thaggard, on our team since 2010. Stephen was recently promoted to Sales Manager of our new Viera, Florida office. Stephen has worked within the mortgage industry for the past 30 years, starting as a Loan Officer, and working his way up to owning and operating his own mortgage Company, BeechTree Mortgage, Inc., in Cocoa Beach, FL. Contact Stephen today to explore your home loan options and get pre-approved now!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
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    Positions
    • Embrace Home Loans Inc. - Producing Branch Manager
      Mar 1st, 2010 - Current
    Memberships
    • MBA, FAMP, HBCA

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 356309
    Videos
    video
    Achievements
    • 2018 Central Florida Humanitarian Award
    • 2018 Business Partner of the Year, Space Coast Association of Realtors
    • Presidents Club since 2014
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.