Stephen Thaggard
Producing Sales Manager | NMLS 356309
Stephen Thaggard (NMLS #356309) is a premier mortgage loan officer and local lending expert in Viera, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Stephen provides comprehensive home ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
As a Realtor, I only refer professionals whose services I have personally used and truly trust. He is my go-to loan officer, not only for my clients but also whenever I need financing myself. I confidently refer all of my lending business to...
read more
As a Realtor, I trust very few people with my clients, and that’s why I refer all of my lending business to him. I know that every client I send his way will be treated with professionalism, honesty, and exceptional care.He is incredibly dedicated,...
read more
I am so happy
The best experience
Reply from Stephen Thaggard
July 17th, 2026 01:47 PM
I'm grateful to hear that you had such a positive experience, Marcos. It's wonderful to know you felt happy with the service. If you ever need further assistance, please don't hesitate to reach out.
Very friendly, quick response, explained things so i could understand, patient with me, Highly recommend
Reply from Stephen Thaggard
July 14th, 2026 01:23 PM
Thank you for your kind words, Donna. I'm happy to know that you found the process friendly and easy to understand. If you ever need more assistance or have questions, please feel free to reach out.
Stephen and Karen were very professional, always kept us in the loop at what stage we were in, offered suggestions ad options when we didn't think we had any. Customer service was above and beyond.
Reply from Stephen Thaggard
July 8th, 2026 07:59 PM
I'm glad to hear that you appreciated the professionalism and exceptional customer service, Michael. It's good to know that Karen and I could keep you informed and provide helpful suggestions throughout the process. If you have any more questions...
read more
Embrace delivers on what they promise. Thank you for helping make my buyers’ experience such a positive and smooth one.
Clear and easy to deal with. This is my second time!!!
Reply from Stephen Thaggard
July 6th, 2026 08:37 PM
I'm pleased to know that your experience was clear and easy, Joaquim. It's great to have the opportunity to work with you again. If you have any more questions or need further assistance, please feel free to reach out.
Steve is a great communicator, very professional and I would highly recommend him to anyone buying or refinancing a home .
Reply from Stephen Thaggard
June 12th, 2026 02:37 PM
Thank you for your kind words, Michele, and for trusting me and Karen with your VA home loan financing, again. Your recommendation is greatly appreciated. If you have any more questions or need assistance in the future, please feel free to...
read more
Team Thaggard, Stephen and Karen are awesome. They are professionals, friendly, courteous, and very helpful. They kept us well informed of every step thru the loan process. Each time we contacted them, they responded immediately. The best service...
read more
Reply from Stephen Thaggard
April 20th, 2026 07:30 PM
I'm grateful for your kind words, Richard. It's appreciated to know that you felt well-informed and supported throughout the loan process. Stephen and Karen always strive to provide prompt and professional service. If you have any further questions...
read more
Steve was a constant professional and very
Help full
10 of 558
About
Stephen Thaggard (NMLS #356309) is a premier mortgage loan officer and local lending expert in Viera, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Stephen provides comprehensive home financing solutions with Embrace Home Loans. Embrace Home Loans is pleased to have Stephen Thaggard, on our team since 2010. Stephen was recently promoted to Sales Manager of our new Viera, Florida office. Stephen has worked within the mortgage industry for the past 30 years, starting as a Loan Officer, and working his way up to owning and operating his own mortgage Company, BeechTree Mortgage, Inc., in Cocoa Beach, FL. Contact Stephen today to explore your home loan options and get pre-approved now!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Embrace Home Loans Inc. - Producing Branch ManagerMar 1st, 2010 - Current
Memberships
- MBA, FAMP, HBCA
Year Started
1983
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 356309
Videos
Achievements
- 2018 Central Florida Humanitarian Award
- 2018 Business Partner of the Year, Space Coast Association of Realtors
- Presidents Club since 2014
View All
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.