Stephen Thaggard
Producing Sales Manager | NMLS 356309
Stephen Thaggard (NMLS #356309) is a premier mortgage loan officer and local lending expert in Viera, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Stephen provides comprehensive home ...... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Embrace delivers on what they promise. Thank you for helping make my buyers’ experience such a positive and smooth one.
Clear and easy to deal with. This is my second time!!!
Steve is a great communicator, very professional and I would highly recommend him to anyone buying or refinancing a home .
Reply from Stephen Thaggard
June 12th, 2026 02:37 PM
Thank you for your kind words, Michele, and for trusting me and Karen with your VA home loan financing, again. Your recommendation is greatly appreciated. If you have any more questions or need assistance in the future, please feel free to...
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Team Thaggard, Stephen and Karen are awesome. They are professionals, friendly, courteous, and very helpful. They kept us well informed of every step thru the loan process. Each time we contacted them, they responded immediately. The best service...
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Reply from Stephen Thaggard
April 20th, 2026 07:30 PM
I'm grateful for your kind words, Richard. It's appreciated to know that you felt well-informed and supported throughout the loan process. Stephen and Karen always strive to provide prompt and professional service. If you have any further questions...
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Steve was a constant professional and very
Help full
Stephen was very professional and knowledgeableus.
He make our milestone loan proces much easier.
Thank you Stephen!
Reply from Stephen Thaggard
April 17th, 2026 01:54 PM
I'm happy to hear that I could make your milestone loan process easier, Luis. Thank you for your kind words about my professionalism and knowledge. If you have any more questions or need assistance in the future, please feel free to reach out....
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Mr Thaggard kept us informed constantly on what we needed to do and was a very smooth transactio.
Reply from Stephen Thaggard
March 25th, 2026 05:11 PM
We're glad to hear that you felt well-informed throughout the process, Jannett. Keeping everything smooth and straightforward is always our aim. If there's anything more you or Richard need or if questions arise, please don't hesitate to reach...
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They were very helpful had great service i will be recommending them for sure
Reply from Stephen Thaggard
March 30th, 2026 07:20 PM
Thank you for your kind words, Kristian. I'm glad to hear you found the service helpful. Your recommendation means a lot to me. If you ever have additional questions or need further assistance, please don’t hesitate to reach out.
They were great! Made the loan process quick and painless!
Reply from Stephen Thaggard
January 12th, 2026 08:53 PM
It's great to hear that you had a smooth loan process, Steven. My goal is to make things as straightforward and painless as possible for you. If there's anything else you need or questions you have, feel free to get in touch.
easy and fast process. no waste off time and clear rates at front
Reply from Stephen Thaggard
January 8th, 2026 03:49 PM
Thank you for leaving feedback, Henry. I'm pleased that you found the process easy and fast, and that the rates were clear from the start. If there are any more questions or if you need assistance in the future, feel free to contact me anytime....
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About
Stephen Thaggard (NMLS #356309) is a premier mortgage loan officer and local lending expert in Viera, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Stephen provides comprehensive home financing solutions with Embrace Home Loans. Embrace Home Loans is pleased to have Stephen Thaggard, on our team since 2010. Stephen was recently promoted to Sales Manager of our new Viera, Florida office. Stephen has worked within the mortgage industry for the past 30 years, starting as a Loan Officer, and working his way up to owning and operating his own mortgage Company, BeechTree Mortgage, Inc., in Cocoa Beach, FL. Contact Stephen today to explore your home loan options and get pre-approved now!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
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Positions
- Embrace Home Loans Inc. - Producing Branch ManagerMar 1st, 2010 - Current
Memberships
- MBA, FAMP, HBCA
Year Started
1983
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 356309
Videos
Achievements
- 2018 Central Florida Humanitarian Award
- 2018 Business Partner of the Year, Space Coast Association of Realtors
- Presidents Club since 2014
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.