Stephen Thaggard

Producing Sales Manager | NMLS 356309

Embrace Home Loans - Viera, FL

4.9

(564)

Mortgage

Mortgage Loan Officer

Contact Info

(407) 733-6425

Melbourne, FL

https://www.embracehomeloans.com/location/florida/viera/stephen-thaggard

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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Stephen Thaggard has received a review with 5 star rating from DeniseIngrid S

Constant communication, extremely knowledegeable, easy to reach, clients always happy with service.

great team

Reply from Stephen Thaggard

October 21st, 2026 07:59 PM

I'm glad you found the team at Embrace Home Loans to be great, Clark. It’s always rewarding to hear positive feedback from valued clients like you.

The entire experience was great debbie brown

Reply from Stephen Thaggard

October 21st, 2026 05:40 PM

I'm pleased to hear that you had a great experience, Deborrah. Working with you at Embrace Home Loans was a pleasure, and I'm grateful for your feedback.

I am yet to find a person who is so throrough and so great to deal with, he is a great communicator and all of my clients love that about him. He just closed another successful deal!

Reply from Stephen Thaggard

October 14th, 2026 05:17 PM

Silvia, thank you so much for your kind words! Wow! Karen and I truly value the friendship and trust we’ve built over the years. It’s a pleasure working alongside you and your team, sharing the same passion for our clients and getting them...

I will never deal with another lender besides where Steve resides. Over the years he has been transparent, honest and highly respectful and we consider him, family because of such. Thank you again for always doing everything that is in the...

Reply from Stephen Thaggard

October 2nd, 2026 04:33 PM

I'm truly thankful for your kind words, Marc. It's wonderful to hear that you feel like family through our work together at Embrace Home Loans. Your trust and appreciation mean a lot to me, and I'm committed to continuing to provide a pleasurable...

As a Realtor, I only refer professionals whose services I have personally used and truly trust. He is my go-to loan officer, not only for my clients but also whenever I need financing myself. I confidently refer all of my lending business to...

As a Realtor, I trust very few people with my clients, and that’s why I refer all of my lending business to him. I know that every client I send his way will be treated with professionalism, honesty, and exceptional care.He is incredibly dedicated,...

I am so happy The best experience

Reply from Stephen Thaggard

July 17th, 2026 01:47 PM

I'm grateful to hear that you had such a positive experience, Marcos. It's wonderful to know you felt happy with the service. If you ever need further assistance, please don't hesitate to reach out.

Very friendly, quick response, explained things so i could understand, patient with me, Highly recommend

Reply from Stephen Thaggard

July 14th, 2026 01:23 PM

Thank you for your kind words, Donna. I'm happy to know that you found the process friendly and easy to understand. If you ever need more assistance or have questions, please feel free to reach out.

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About

Stephen Thaggard (NMLS #356309) is a premier mortgage loan officer and local lending expert in Viera, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Stephen provides comprehensive home financing solutions with Embrace Home Loans. Embrace Home Loans is pleased to have Stephen Thaggard, on our team since 2010. Stephen was recently promoted to Sales Manager of our new Viera, Florida office. Stephen has worked within the mortgage industry for the past 30 years, starting as a Loan Officer, and working his way up to owning and operating his own mortgage Company, BeechTree Mortgage, Inc., in Cocoa Beach, FL. Contact Stephen today to explore your home loan options and get pre-approved now!

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

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Positions

Embrace Home Loans Inc. - Producing Branch Manager
Mar 1st, 2010 - Current

Memberships

MBA, FAMP, HBCA

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS 356309

Videos

Achievements

2018 Central Florida Humanitarian Award
2018 Business Partner of the Year, Space Coast Association of Realtors
Presidents Club since 2014

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Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.