Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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We moved to Austin and had a challenging home purchase, since we still had our California house up for sale (with a mortgage) and no income yet in Austin. Stacey was able to locate several lenders willing to underwrite the loan, and we closed...
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Professional, great customer service, frequent communication...everything done timely. Great loan for client.
Stacey was thorough in the information and documentation needed for a timely and complete loan experience. She was readily available when questions arose and she was eager to resolve any issues.
Smooth service, very communicative.
As a first time Texas home buyer, Stacey made the stressful process of searching for a mortgage absolutely seamless. She is an excellent communicator and made sure to keep me informed and updated every step of the way. Anytime I had a question...
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Stacey was fantastic through every part of the process. She was very responsive and took the time to explain what I didn't understand. She really made this a pleasant experience.
Quick responses to questions & checking on us. Stacey is great & helped us through our nervous times even when we encountered nonsense from the appraiser she helped move things along. The process was fairly smooth & appreciate all of her help....
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Stacey,
You were so helpful all around , I cannot pin point exactly , I just knew when I had questions or concerns you were there with a quick response or you made that phone call to help me
Thank you so much
Yvette Garcia
Stacey was great throughout the process.
Very helpful with quick answers to all questions!
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.