Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Sun
closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
This was our first time purchasing a home and we didn't know what to expect. Stacey was extremely easy to work with and guided us through the process the entire time. We never felt like we were missing anything.
She was able to spend the time with me to go over various scenarios and it seemed like she was trying to get the lowest rate.
Everything was easy and clearly communicated. Our only struggle was with the title company and their wire instructions/timing.
Excellent Team support throughout my home buying process… many thanks to Stacey and her team.
Stacey and her team made my buying experience seamless. This is my third home and she is by far the best lender I’ve worked with. Her entire team was extremely communicative throughout the process and always available if I had any questions....
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Stacey did a great job communicating at every step of the way. When questions came up she responded quickly, even late evenings and weekends. I look forward to working with her again soon!
Stacey was easy to work with and took the time to explain everything in detail to us. Our family is so thankful for all of her help!
Stacey was always up front with us through the entire process. Very professional and works very quickly
Always the best! \m/
Stacey communicated with us very well and often. Stacey was very clear in what she needed us to do to make the process go very smoothly. Stacey was a pleasure to work with.
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.